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15. Financial Instruments with Off-Balance-Sheet Risk (Details Narrative) - USD ($)
Dec. 31, 2015
Dec. 31, 2014
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Binding loan commitments to sell residential mortgages $ 3,655,547 $ 806,543
Junior subordinated debentures 12,887,000 12,887,000
External financing $ 12,500,000 $ 12,500,000