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4. Loan Servicing (Tables)
12 Months Ended
Dec. 31, 2015
Transfers and Servicing of Financial Assets [Abstract]  
Schedule Of Mortgage Servicing Rights
    2015     2014  
             
Balance at beginning of year   $ 1,311,965     $ 1,329,079  
   Mortgage servicing rights capitalized     230,818       209,713  
   Mortgage servicing rights amortized     (257,921 )     (250,955 )
   Change in valuation allowance     8,217       24,128  
Balance at end of year   $ 1,293,079     $ 1,311,965