Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Interest income
Interest and fees on loans	$ 5,503,166	$ 5,410,445	$ 16,314,191	$ 16,055,124
Interest on debt securities
Taxable	119,977	103,101	327,624	242,485
Tax-exempt	279,041	289,661	826,421	787,631
Dividends	34,365	22,327	82,036	68,637
Interest on federal funds sold and overnight deposits	3,186	3,507	7,446	7,587
Total interest income	5,939,735	5,829,041	17,557,718	17,161,464
Interest expense
Interest on deposits	484,278	622,762	1,605,916	1,922,736
Interest on federal funds purchased and other borrowed funds	28,229	23,603	66,505	62,739
Interest on repurchase agreements	16,689	14,292	54,259	45,275
Interest on junior subordinated debentures	103,274	100,352	305,607	301,545
Total interest expense	632,470	761,009	2,032,287	2,332,295
Net interest income	5,307,265	5,068,032	15,525,431	14,829,169
Provision for loan losses	75,000	135,000	375,000	405,000
Net interest income after provision for loan losses	5,232,265	4,933,032	15,150,431	14,424,169
Non-interest income
Service fees	657,949	666,851	1,932,367	1,972,636
Income from sold loans	239,724	226,279	687,964	735,739
Other income from loans	223,465	149,444	544,097	415,910
Net realized gain on sale of securities available-for-sale	0	6,010	2,723	27,838
Other income	178,857	196,096	650,110	743,280
Total non-interest income	1,299,995	1,244,680	3,817,261	3,895,403
Non-interest expense
Salaries and wages	1,650,000	1,575,000	4,988,352	4,875,000
Employee benefits	575,129	481,523	1,911,809	1,686,221
Occupancy expenses, net	676,559	591,665	1,976,226	1,899,706
Other expenses	1,630,186	1,652,282	5,132,055	4,818,229
Total non-interest expense	4,531,874	4,300,470	14,008,442	13,279,156
Income before income taxes	2,000,386	1,877,242	4,959,250	5,040,416
Income tax expense	560,564	500,053	1,331,884	1,307,276
Net income	$ 1,439,822	$ 1,377,189	$ 3,627,366	$ 3,733,140
Earnings per common share	$ 0.29	$ 0.28	$ 0.72	$ 0.75
Weighted average number of common shares used in computing earnings per share	4,969,425	4,905,055	4,954,381	4,889,086
Dividends declared per common share	$ 0.16	$ 0.16	$ 0.48	$ 0.48
Book value per common share outstanding	$ 9.73	$ 9.28	$ 9.73	$ 9.28