Consolidated Statements of Cash Flows (Unaudited) - USD ($)	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Cash Flows from Operating Activities:
Net income	$ 2,187,544	$ 2,355,951
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization, bank premises and equipment	487,192	488,888
Provision for loan losses	300,000	270,000
Deferred income tax	(147,121)	(75,275)
Gain on sale of securities available-for-sale	(2,723)	(21,828)
Gain on sale of loans	(194,924)	(251,370)
(Gain) loss on sale of OREO	(51)	1,840
Gain on Trust LLC	(175,191)	(163,260)
Amortization of bond premium, net	95,186	283,156
Write down of OREO	45,320	0
Proceeds from sales of loans held for sale	11,515,834	10,147,291
Originations of loans held for sale	(11,654,885)	(10,356,676)
(Decrease) increase in taxes payable	(1,225)	542,007
Decrease in interest receivable	120,562	333,530
Decrease in mortgage servicing rights	13,547	4,366
Increase in other assets	(391,951)	(154,554)
Increase in cash surrender value of BOLI	(53,207)	(54,810)
Amortization of core deposit intangible	136,350	136,350
Amortization of limited partnerships	282,666	295,560
(Increase) decrease in unamortized loan costs	(3,841)	12,192
Decrease in interest payable	(16,375)	(4,937)
Decrease in accrued expenses	(69,111)	(59,879)
Decrease in other liabilities	(17,813)	(7,032)
Net cash provided by operating activities	2,455,783	3,721,510
Investments - held-to-maturity
Maturities and pay downs	21,967,164	23,035,127
Purchases	(5,894,988)	(8,064,774)
Investments - available-for-sale Maturities, calls, pay downs and sales	9,659,289	16,527,429
Purchases	(7,997,830)	(12,711,520)
Proceeds from redemption of restricted equity securities	0	300,400
Increase in limited partnership contributions payable	975,000	0
Increase in limited partnerships	(975,500)	0
Increase in loans, net	(11,925,533)	(11,019,180)
Capital expenditures of bank premises and equipment	(700,995)	(282,170)
Proceeds from sales of OREO	141,051	237,865
Recoveries of loans charged off	67,276	35,703
Net cash provided by investing activities	5,314,934	8,058,880
Cash Flows from Financing Activities:
Net decrease in demand and interest-bearing transaction accounts	(17,992,615)	(22,585,289)
Net decrease in money market and savings accounts	(12,594,989)	(8,785,431)
Net (decrease) increase in time deposits	(7,364,530)	4,883,070
Net decrease in repurchase agreements	(4,139,646)	(6,061,462)
Net increase in short-term borrowings	30,000,000	13,915,000
Proceeds from long-term borrowings	0	6,000,000
Decrease in capital lease obligations	(39,772)	(33,791)
Dividends paid on preferred stock	(40,625)	(40,625)
Dividends paid on common stock	(1,106,763)	(1,059,035)
Net cash used in financing activities	(13,278,940)	(13,767,563)
Net decrease in cash and cash equivalents	(5,508,223)	(1,987,173)
Cash and cash equivalents:
Beginning	24,962,174	18,329,989
Ending	19,453,951	16,342,816
Supplemental Schedule of Cash Paid During the Period:
Interest	1,416,192	1,576,223
Income taxes	637,000	44,931
Supplemental Schedule of Noncash Investing and Financing Activities:
Change in unrealized gain on securities available-for-sale	11,062	87,592
Loans transferred to OREO	70,500	51,000
Common Shares Dividends Paid:
Dividends declared	1,581,145	1,560,309
Increase in dividends payable attributable to dividends declared	(1,466)	(59,135)
Dividends reinvested	(472,916)	(442,139)
Total	$ 1,106,763	$ 1,059,035