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5. Loans, Allowance for Loan Losses and Credit Quality (Details 1) - USD ($)
Jun. 30, 2015
Dec. 31, 2014
Jun. 30, 2014
30-89 Days $ 3,525,333 $ 6,568,522 $ 4,577,017
90 Days or more 1,333,505 1,968,662 1,819,539
Total Past Due 4,858,838 8,537,184 6,396,556
Current 454,623,212 439,267,771 444,196,748
Total Loans 459,482,050 447,804,955 450,593,304
Non-Accrual Loans 4,916,023 4,153,589 5,405,851
90 Days or More and Accruing 624,532 1,124,882 414,527
Commercial and industrial      
30-89 Days 177,758 439,151 373,363
90 Days or more 174,184 299,095 605,406
Total Past Due 351,942 738,246 978,769
Current 73,209,183 63,651,974 63,496,615
Total Loans 73,561,125 64,390,220 64,475,384
Non-Accrual Loans 767,235 552,386 1,347,748
90 Days or More and Accruing 0 23,579 102,961
Commercial Real Estate      
30-89 Days 740,547 988,924 1,378,654
90 Days or more 239,619 5,313 94,609
Total Past Due 980,166 994,237 1,473,263
Current 171,585,055 165,617,593 162,829,580
Total Loans 172,565,221 166,611,830 164,302,843
Non-Accrual Loans 1,909,917 1,934,096 1,661,324
90 Days or More and Accruing 5,313 5,313 5,313
Residential real estate - 1st lien      
30-89 Days 2,222,425 4,446,138 2,542,507
90 Days or more 828,694 1,484,334 991,146
Total Past Due 3,051,119 5,930,472 3,533,653
Current 159,058,797 158,035,652 165,834,056
Total Loans 162,109,916 163,966,124 169,367,709
Non-Accrual Loans 1,927,300 1,263,046 1,943,475
90 Days or More and Accruing 528,211 980,138 231,085
Residential real estate - Jr lien      
30-89 Days 346,444 637,917 228,014
90 Days or more 82,021 179,920 110,451
Total Past Due 428,465 817,837 338,465
Current 43,388,087 43,983,646 44,225,561
Total Loans 43,816,552 44,801,483 44,564,026
Non-Accrual Loans 311,571 404,061 453,304
90 Days or More and Accruing 82,021 115,852 57,241
Consumer      
30-89 Days 38,159 56,392 54,479
90 Days or more 8,987 0 17,927
Total Past Due 47,146 56,392 72,406
Current 7,382,090 7,978,906 7,810,936
Total Loans 7,429,236 8,035,298 7,883,342
Non-Accrual Loans 0 0 0
90 Days or More and Accruing $ 8,987 $ 0 $ 17,927