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8. Loan Servicing (Details) (USD $)
9 Months Ended 12 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Dec. 31, 2013
Transfers and Servicing of Financial Assets [Abstract]      
Balance at beginning of year $ 1,329,079 $ 1,009,623 $ 1,009,623
Mortgage servicing rights capitalized 166,295 215,196 274,253
Mortgage servicing rights amortized (186,441) (259,697) (317,865)
Change in valuation allowance 17,610 262,668 363,068
Balance at end of period $ 1,326,543 $ 1,227,790 $ 1,329,079