Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Interest income
Interest and fees on loans	$ 5,410,445	$ 5,264,044	$ 16,055,124	$ 15,916,025
Interest on debt securities
Taxable	103,101	80,025	242,485	242,528
Tax-exempt	289,661	248,241	787,631	762,424
Dividends	22,327	14,762	68,637	45,123
Interest on federal funds sold and overnight deposits	3,507	64	7,587	7,933
Total interest income	5,829,041	5,607,136	17,161,464	16,974,033
Interest expense
Interest on deposits	622,762	668,327	1,922,736	2,175,469
Interest on federal funds purchased and other borrowed funds	23,603	23,003	62,739	66,939
Interest on repurchase agreements	14,292	26,355	45,275	95,408
Interest on junior subordinated debentures	100,352	101,741	301,545	308,810
Total interest expense	761,009	819,426	2,332,295	2,646,626
Net interest income	5,068,032	4,787,710	14,829,170	14,327,407
Provision for loan losses	135,000	137,500	405,000	463,750
Net interest income after provision for loan losses	4,933,032	4,650,210	14,424,170	13,863,657
Non-interest income
Service fees	666,851	702,671	1,972,636	1,889,603
Income from sold loans	226,279	396,770	735,739	1,236,295
Other income from loans	149,444	203,941	415,910	537,630
Net realized gain (loss) on sale of securities available-for-sale	6,010	(5,521)	27,838	(5,521)
Other income	196,096	242,564	743,280	771,468
Total non-interest income	1,244,680	1,540,425	3,895,403	4,429,475
Non-interest expense
Salaries and wages	1,575,000	1,610,697	4,875,000	4,877,483
Employee benefits	481,523	487,384	1,686,221	1,719,128
Occupancy expenses, net	591,665	582,507	1,899,706	1,893,804
Other expenses	1,763,240	1,791,008	5,151,104	5,388,733
Total non-interest expense	4,411,428	4,471,596	13,612,031	13,879,148
Income before income taxes	1,766,284	1,719,039	4,707,542	4,413,984
Income tax expense	389,095	364,106	974,402	778,929
Net income	$ 1,377,189	$ 1,354,933	$ 3,733,140	$ 3,635,055
Earnings per common share	$ 0.28	$ 0.28	$ 0.75	$ 0.74
Weighted average number of common shares used in computing earnings per share	4,905,055	4,845,044	4,889,086	4,831,084
Dividends declared per common share	$ 0.16	$ 0.14	$ 0.48	$ 0.42
Book value per common share outstanding at September 30,	$ 9.28	$ 8.81	$ 9.28	$ 8.81