5. Loans, Allowance for Loan Losses and Credit Quality (Details 1) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013
30-89 Days	$ 4,129,903	$ 7,628,644	$ 2,963,243
90 Days or more	1,986,089	2,479,079	2,119,351
Total Past Due	6,115,992	10,107,723	5,082,594
Current	437,872,638	429,801,203	426,899,193
Total Loans	443,988,630	439,908,926	431,981,787
Non-Accrual Loans	4,973,088	4,726,877	4,902,188
90 Days or More and Accruing	625,884	908,148	466,272
Commercial and industrial
30-89 Days	450,811	1,060,971	75,101
90 Days or more	612,822	310,669	269,744
Total Past Due	1,063,633	1,371,640	344,845
Current	62,895,597	54,247,645	55,155,890
Total Loans	63,959,230	55,619,285	55,500,735
Non-Accrual Loans	1,068,390	527,105	493,272
90 Days or More and Accruing	0	21,902	0
Commercial Real Estate
30-89 Days	1,137,779	713,160	982,378
90 Days or more	48,520	215,507	546,252
Total Past Due	1,186,299	928,667	1,528,630
Current	161,089,199	156,007,136	145,752,157
Total Loans	162,275,498	156,935,803	147,280,787
Non-Accrual Loans	1,754,002	1,403,541	1,740,350
90 Days or More and Accruing	5,313	5,313	50,965
Residential real estate - 1st lien
30-89 Days	2,230,067	5,184,457	1,270,029
90 Days or more	1,239,799	1,655,950	1,071,400
Total Past Due	3,469,866	6,840,407	2,341,429
Current	162,192,560	166,006,667	172,166,580
Total Loans	165,662,426	172,847,074	174,508,009
Non-Accrual Loans	1,740,509	2,203,106	1,999,274
90 Days or More and Accruing	554,327	817,109	344,193
Residential real estate - Jr lien
30-89 Days	256,212	533,134	539,828
90 Days or more	76,089	289,169	223,200
Total Past Due	332,301	822,303	763,028
Current	43,815,560	44,865,102	44,516,372
Total Loans	44,147,861	45,687,405	45,279,400
Non-Accrual Loans	410,187	593,125	669,292
90 Days or More and Accruing	57,385	56,040	62,359
Consumer
30-89 Days	55,034	136,922	95,907
90 Days or more	8,859	7,784	8,755
Total Past Due	63,893	144,706	104,662
Current	7,879,722	8,674,653	9,308,194
Total Loans	7,943,615	8,819,359	9,412,856
Non-Accrual Loans	0	0	0
90 Days or More and Accruing	$ 8,859	$ 7,784	$ 8,755