5. Loans, Allowance for Loan Losses and Credit Quality (Details) (USD $)	Sep. 30, 2014	Jun. 30, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Dec. 31, 2012
Loans and Leases Receivable Disclosure [Abstract]
Commercial & industrial	$ 63,959,230		$ 55,619,285	$ 55,500,735
Commercial real estate	162,275,498		156,935,803	147,280,787
Residential real estate - 1st lien	165,662,426		172,847,074	174,508,009
Residential real estate - Jr. lien	44,147,861		45,687,405	45,279,400
Consumer	7,943,615		8,819,359	9,412,856
Gross Loans	443,988,630		439,908,926	431,981,787
Allowance for loan losses	4,885,791	4,876,816	4,854,915	4,799,431	4,522,179	4,312,080
Deferred net loan costs	(288,898)		(300,429)	(281,747)
Total Adjustments	4,596,893		4,554,486	4,517,684
Net loans	$ 439,391,737		$ 435,354,440	$ 427,464,103