4. Investment Securities (Details 2) (USD $)	9 Months Ended		12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Fair Value Less than 12 months	$ 13,737,775	$ 10,206,625	$ 12,129,166
Unrealized Loss Less than 12 months	93,433	150,444	195,643
Fair Value 12 months or more	5,166,278	0	1,004,235
Unrealized Loss 12 months or more	83,722	0	1,333
Fair Value	18,904,053	10,206,625	13,133,401
Unrealized Loss	177,155	150,444	196,976
U.S. GSE debt securities
Fair Value Less than 12 months	3,484,256	9,167,719	11,094,830
Unrealized Loss Less than 12 months	3,768	149,042	194,188
Fair Value 12 months or more	5,166,278	0	1,004,235
Unrealized Loss 12 months or more	83,722	0	1,333
Fair Value	8,650,534	9,167,719	12,099,065
Unrealized Loss	87,490	149,042	195,521
U.S. Government securities
Fair Value Less than 12 months	974,375	1,038,906	1,034,336
Unrealized Loss Less than 12 months	3,487	1,402	1,455
Fair Value 12 months or more	0	0	0
Unrealized Loss 12 months or more	0	0	0
Fair Value	974,375	1,038,906	1,034,336
Unrealized Loss	3,487	1,402	1,455
Agency mortgage-backed securities (Agency MBS)
Fair Value Less than 12 months	9,279,144
Unrealized Loss Less than 12 months	86,178
Fair Value 12 months or more	0
Unrealized Loss 12 months or more	0
Fair Value	9,279,144
Unrealized Loss	$ 86,178