4. Investment Securities (Details 1) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013
Available for sale Securities
Amortized Cost
Due in one year or less, Amortized Cost	$ 3,021,863	$ 4,508,181	$ 6,611,216
Due from one to five years, Amortized Cost	16,902,471	30,752,340	28,838,536
Agency MBS*	9,365,322
Amortization Cost of Debt	29,289,656	35,260,521	35,449,752
Fair Value
Due in one year or less, fair value	3,033,016	4,510,923	6,621,105
Due from one to five years, fair value	16,855,365	30,677,679	28,830,966
Agency MBS*	9,279,144
Fair value of debt	29,167,525	35,188,602	35,452,071
Held to maturity Securities
Amortized Cost
Due in one year or less, Amortized Cost	37,097,781	27,615,731	29,860,867
Due from one to five years, Amortized Cost	4,483,933	3,939,950	3,649,393
Due from five to ten years, Amortized Cost	2,460,860	2,592,045	2,441,097
Due after ten years, Amortized Cost	4,027,053	3,789,185	3,267,428
Amortization Cost of Debt	48,069,627	37,936,911	39,218,785
Fair Value
Due in one year or less, fair value	37,098,000	27,616,000	29,861,000
Due from one to five years, fair value	4,585,000	4,048,000	3,747,000
Due from five to ten years, fair value	2,561,000	2,700,000	2,539,000
Due after ten years, fair value	4,228,000	4,006,000	3,463,000
Fair value of debt	$ 48,472,000	$ 38,370,000	$ 39,610,000