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3. Earnings per Common Share (Details) (USD $)	3 Months Ended		9 Months Ended
3. Earnings per Common Share (Details) (USD $)	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Earnings Per Share [Abstract]
Net income, as reported	$ 1,377,189	$ 1,354,933	$ 3,733,140	$ 3,635,055
Less: dividends to preferred shareholders	20,313	20,313	60,938	60,938
Net income available to common shareholders	$ 1,356,876	$ 1,334,620	$ 3,672,202	$ 3,574,117
Weighted average number of common shares used in calculating earnings per share	4,905,055	4,845,044	4,889,086	4,831,084
Earnings per common share	$ 0.28	$ 0.28	$ 0.75	$ 0.74

The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.

The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.