8. Loan Servicing (Tables)

9 Months Ended

Sep. 30, 2014

Transfers and Servicing of Financial Assets [Abstract]

Schedule Of Mortgage Servicing Rights

The following table shows the changes in the carrying amount of the mortgage servicing rights, included in other assets on the consolidated balance sheets, for the periods indicated:

	September 30,			December 31,			September 30,
	2014			2013			2013
Balance at beginning of year	$	1,329,079		$	1,009,623		$	1,009,623
Mortgage servicing rights capitalized		166,295			274,253			215,196
Mortgage servicing rights amortized		(186,441	)		(317,865	)		(259,697	)
Change in valuation allowance		17,610			363,068			262,668
Balance at end of period	$	1,326,543		$	1,329,079		$	1,227,790