Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Interest income
Interest and fees on loans	$ 5,373,903	$ 5,444,092	$ 10,644,679	$ 10,651,981
Interest on debt securities
Taxable	73,040	85,301	139,384	162,503
Tax-exempt	241,342	258,637	497,970	514,183
Dividends	23,026	15,282	46,310	30,361
Interest on federal funds sold and overnight deposits	2,836	1,537	4,080	7,869
Total interest income	5,714,147	5,804,849	11,332,423	11,366,897
Interest expense
Interest on deposits	642,719	733,372	1,299,974	1,507,142
Interest on federal funds purchased and other borrowed funds	20,450	20,671	39,136	43,936
Interest on repurchase agreements	14,385	33,034	30,983	69,053
Interest on junior subordinated debentures	100,442	105,326	201,193	207,069
Total interest expense	777,996	892,403	1,571,286	1,827,200
Net interest income	4,936,151	4,912,446	9,761,137	9,539,697
Provision for loan losses	135,000	120,000	270,000	326,250
Net interest income after provision for loan losses	4,801,151	4,792,446	9,491,137	9,213,447
Non-interest income
Service fees	658,972	627,981	1,305,785	1,186,932
Income from sold loans	260,330	451,934	509,460	839,525
Other income from loans	122,066	190,376	266,466	333,689
Net realized gain on sale of securities available-for-sale	21,828	0	21,828	0
Other income	274,026	250,567	547,184	528,904
Total non-interest income	1,337,222	1,520,858	2,650,723	2,889,050
Non-interest expense
Salaries and wages	1,650,000	1,609,601	3,300,000	3,266,786
Employee benefits	573,501	622,454	1,204,698	1,231,744
Occupancy expenses, net	623,843	613,483	1,308,041	1,311,298
Other expenses	1,641,062	1,972,725	3,387,863	3,597,724
Total non-interest expense	4,488,406	4,818,263	9,200,602	9,407,552
Income before income taxes	1,649,967	1,495,041	2,941,258	2,694,945
Income tax expense	365,581	256,697	585,307	414,823
Net income	$ 1,284,386	$ 1,238,344	$ 2,355,951	$ 2,280,122
Earnings per common share	$ 0.26	$ 0.25	$ 0.47	$ 0.46
Weighted average number of common shares used in computing earnings per share	4,889,257	4,831,307	4,880,969	4,823,988
Dividends declared per common share	$ 0.16	$ 0.14	$ 0.32	$ 0.28
Book value per common share outstanding at June 30,	$ 9.16	$ 8.65	$ 9.16	$ 8.65