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5. Loans, Allowance for Loan Losses and Credit Quality (Details 1) (USD $)
Jun. 30, 2014
Dec. 31, 2013
Jun. 30, 2013
30-89 Days $ 4,577,017 $ 7,628,644 $ 4,126,515
90 Days or more 1,819,539 2,479,079 1,427,066
Total Past Due 6,396,556 10,107,723 5,553,581
Current 444,196,748 429,801,203 419,239,630
Total Loans 450,593,304 439,908,926 424,793,211
Non-Accrual Loans 5,405,851 4,726,877 3,672,064
90 Days or More and Accruing 414,527 908,148 648,418
Commercial and industrial
     
30-89 Days 373,363 1,060,971 572,834
90 Days or more 605,406 310,669 29,329
Total Past Due 978,769 1,371,640 602,163
Current 63,496,615 54,247,645 57,006,677
Total Loans 64,475,384 55,619,285 57,608,840
Non-Accrual Loans 1,347,748 527,105 497,287
90 Days or More and Accruing 102,961 21,902 0
Commercial Real Estate
     
30-89 Days 1,378,654 713,160 1,251,943
90 Days or more 94,609 215,507 213,084
Total Past Due 1,473,263 928,667 1,465,027
Current 162,829,580 156,007,136 137,199,185
Total Loans 164,302,843 156,935,803 138,664,212
Non-Accrual Loans 1,661,324 1,403,541 1,165,336
90 Days or More and Accruing 5,313 5,313 45,653
Residential real estate - 1st lien
     
30-89 Days 2,542,507 5,184,457 1,933,003
90 Days or more 991,146 1,655,950 1,143,585
Total Past Due 3,533,653 6,840,407 3,076,588
Current 165,834,056 166,006,667 170,806,570
Total Loans 169,367,709 172,847,074 173,883,158
Non-Accrual Loans 1,943,475 2,203,106 1,660,626
90 Days or More and Accruing 231,085 817,109 596,814
Residential real estate - Jr lien
     
30-89 Days 228,014 533,134 292,954
90 Days or more 110,451 289,169 41,068
Total Past Due 338,465 822,303 334,022
Current 44,225,561 44,865,102 44,811,653
Total Loans 44,564,026 45,687,405 45,145,675
Non-Accrual Loans 453,304 593,125 348,815
90 Days or More and Accruing 57,241 56,040 5,951
Consumer
     
30-89 Days 54,479 136,922 75,781
90 Days or more 17,927 7,784 0
Total Past Due 72,406 144,706 75,781
Current 7,810,936 8,674,653 9,415,545
Total Loans 7,883,342 8,819,359 9,491,326
Non-Accrual Loans 0 0 0
90 Days or More and Accruing $ 17,927 $ 7,784 $ 0