5. Loans, Allowance for Loan Losses and Credit Quality (Details) (USD $)	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012
Loans and Leases Receivable Disclosure [Abstract]
Commercial & industrial	$ 64,475,384		$ 55,619,285	$ 57,608,840
Commercial real estate	164,302,843		156,935,803	138,664,212
Residential real estate - 1st lien	169,367,709		172,847,074	173,883,158
Residential real estate - Jr. lien	44,564,026		45,687,405	45,145,675
Consumer	7,883,342		8,819,359	9,491,326
Gross Loans	450,593,304		439,908,926	424,793,211
Allowance for loan losses	4,876,816	4,837,578	4,854,915	4,522,179	4,493,384	4,312,080
Deferred net loan costs	(288,237)		(300,429)	(247,624)
Total Adjustments	4,588,579		4,554,486	4,274,555
Net loans	$ 446,004,725		$ 435,354,440	$ 420,518,656