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3. Earnings per Common Share (Details) (USD $)	3 Months Ended		6 Months Ended
3. Earnings per Common Share (Details) (USD $)	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Earnings Per Share [Abstract]
Net income, as reported	$ 1,284,386	$ 1,238,344	$ 2,355,951	$ 2,280,122
Less: dividends to preferred shareholders	20,312	20,312	40,625	40,625
Net income available to common shareholders	$ 1,264,074	$ 1,218,032	$ 2,315,326	$ 2,239,497
Weighted average number of common shares used in calculating earnings per share	4,889,257	4,831,307	4,880,969	4,823,988
Earnings per common share	$ 0.26	$ 0.25	$ 0.47	$ 0.46

The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.

The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.