8. Loan Servicing (Tables)

6 Months Ended

Jun. 30, 2014

Transfers and Servicing of Financial Assets [Abstract]

Schedule Of Mortgage Servicing Rights

The following table shows the changes in the carrying amount of the mortgage servicing rights, included in other assets on the consolidated balance sheets, for the periods indicated:

	June 30,			December 31,			June 30,
	2014			2013			2013
Balance at beginning of year	$	1,329,079		$	1,009,623		$	1,009,623
Mortgage servicing rights capitalized		112,601			274,253			153,106
Mortgage servicing rights amortized		(122,727	)		(317,865	)		(186,145	)
Change in valuation allowance		5,760			363,068			160,008
Balance at end of period	$	1,324,713		$	1,329,079		$	1,136,592