Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Interest income
Interest and fees on loans	$ 5,270,776	$ 5,207,889
Interest on debt securities
Taxable	66,344	77,202
Tax-exempt	256,628	255,547
Dividends	23,284	15,079
Interest on federal funds sold and overnight deposits	1,244	6,332
Total interest income	5,618,276	5,562,049
Interest expense
Interest on deposits	657,255	773,770
Interest on federal funds purchased and other borrowed funds	18,686	23,265
Interest on repurchase agreements	16,598	36,019
Interest on junior subordinated debentures	100,751	101,743
Total interest expense	793,290	934,797
Net interest income	4,824,986	4,627,252
Provision for loan losses	135,000	206,250
Net interest income after provision for loan losses	4,689,986	4,421,002
Non-interest income
Service fees	646,813	558,950
Income from sold loans	249,130	387,591
Other income from loans	144,400	143,313
Other income	273,158	278,338
Total non-interest income	1,313,501	1,368,192
Non-interest expense
Salaries and wages	1,650,000	1,657,185
Employee benefits	631,197	609,289
Occupancy expenses, net	684,198	871,904
Other expenses	1,746,801	1,450,912
Total non-interest expense	4,712,196	4,589,290
Income before income taxes	1,291,291	1,199,904
Income tax expense	219,726	158,126
Net income	$ 1,071,565	$ 1,041,778
Earnings per common share	$ 0.22	$ 0.21
Weighted average number of common shares used in computing earnings per share	4,872,589	4,816,588
Dividends declared per common share	$ 0.16	$ 0.14
Book value per share on common shares outstanding at March 31,	$ 9.04	$ 8.57