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5. Loans, Allowance for Loan Losses and Credit Quality (Details 3) (USD $)
3 Months Ended 12 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Dec. 31, 2013
Recorded Investment allowance recorded $ 3,466,705 $ 4,208,096 $ 4,108,216
Unpaid Principal Balance allowance recorded 4,019,500 4,990,220 4,676,730
Related Allowance recorded 198,200 268,200 351,400
Average Recorded Investment Allowance recorded 3,787,463 4,178,721 3,998,811
Commercial and industrial
     
Recorded Investment With no related allowance recorded 285,339 323,486 314,510
Recorded Investment With an allowance recorded 63,037   59,186
Recorded Investment allowance recorded 348,376 323,486 373,696
Unpaid Principal Balance With no related allowance recorded 339,849 360,385 363,618
Unpaid Principal Balance With an allowance recorded 63,037   59,186
Unpaid Principal Balance allowance recorded 402,885 360,385 422,804
Related Allowance With no ralated allowance recorded 0 0 0
Related Allowance With an allowance recorded 24,000   27,500
Related Allowance recorded 24,000 0 27,500
Average Recorded Investment With no related allowance recorded 299,925 379,326 339,519
Average Recorded Investment With an allowance recorded 61,112   11,837
Average Recorded Investment Allowance recorded 361,037 379,326 351,356
Commercial Real Estate
     
Recorded Investment With no related allowance recorded 1,159,450 1,749,415 944,845
Recorded Investment With an allowance recorded 110,194 304,850 441,632
Recorded Investment allowance recorded 1,269,644 2,054,265 1,386,477
Unpaid Principal Balance With no related allowance recorded 1,249,304 2,123,371 1,021,143
Unpaid Principal Balance With an allowance recorded 188,009 304,850 446,963
Unpaid Principal Balance allowance recorded 1,437,313 2,428,221 1,468,106
Related Allowance With no ralated allowance recorded 0 0 0
Related Allowance With an allowance recorded 29,000 104,500 147,700
Related Allowance recorded 29,000 104,500 147,700
Average Recorded Investment With no related allowance recorded 1,052,148 1,756,015 1,325,504
Average Recorded Investment With an allowance recorded 275,913 152,425 272,174
Average Recorded Investment Allowance recorded 1,328,061 1,908,440 1,597,678
Residential real estate - 1st lien
     
Recorded Investment With no related allowance recorded 1,252,528 1,010,777 1,354,432
Recorded Investment With an allowance recorded 247,005 479,228 434,361
Recorded Investment allowance recorded 1,499,533 1,490,005 1,788,793
Unpaid Principal Balance With no related allowance recorded 1,509,290 1,230,873 1,654,023
Unpaid Principal Balance With an allowance recorded 275,939 540,698 474,496
Unpaid Principal Balance allowance recorded 1,785,229 1,771,571 2,128,519
Related Allowance With no ralated allowance recorded 0 0 0
Related Allowance With an allowance recorded 92,700 116,300 99,700
Related Allowance recorded 92,700 116,300 99,700
Average Recorded Investment With no related allowance recorded 1,303,480 1,017,687 1,088,631
Average Recorded Investment With an allowance recorded 340,683 548,295 515,685
Average Recorded Investment Allowance recorded 1,644,163 1,565,982 1,604,316
Residential real estate - Jr lien
     
Recorded Investment With no related allowance recorded 96,266 15,694 164,137
Recorded Investment With an allowance recorded 252,886 324,646 395,113
Recorded Investment allowance recorded 349,152 340,340 559,250
Unpaid Principal Balance With no related allowance recorded 110,220 77,545 228,134
Unpaid Principal Balance With an allowance recorded 283,853 352,498 429,167
Unpaid Principal Balance allowance recorded 394,074 430,043 657,301
Related Allowance With no ralated allowance recorded 0 0 0
Related Allowance With an allowance recorded 52,500 47,400 76,500
Related Allowance recorded 52,500 47,400 76,500
Average Recorded Investment With no related allowance recorded 130,202 15,694 64,606
Average Recorded Investment With an allowance recorded 324,000 309,279 380,855
Average Recorded Investment Allowance recorded $ 454,202 $ 324,973 $ 445,461