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5. Loans, Allowance for Loan Losses and Credit Quality (Details 1) (USD $)
Mar. 31, 2014
Dec. 31, 2013
Mar. 31, 2013
30-89 Days $ 8,198,207 $ 7,628,644 $ 5,801,420
90 Days or more 1,921,404 2,479,079 2,523,714
Total Past Due 10,119,611 10,107,723 8,325,134
Current 442,111,156 429,801,203 409,144,001
Total Loans 452,230,767 439,908,926 417,469,135
Non-Accrual Loans 4,285,061 4,726,877 4,919,417
Over 90 Days and Accruing 642,675 908,148 404,710
Commercial and industrial
     
30-89 Days 1,134,539 1,060,971 1,487,049
90 Days or more 289,474 310,669 303,881
Total Past Due 1,424,013 1,371,640 1,790,930
Current 59,304,795 54,247,645 49,253,560
Total Loans 60,728,808 55,619,285 51,044,490
Non-Accrual Loans 477,572 527,105 558,874
Over 90 Days and Accruing 0 21,902 0
Commercial Real Estate
     
30-89 Days 1,936,831 713,160 923,865
90 Days or more 128,428 215,507 1,396,401
Total Past Due 2,065,259 928,667 2,320,266
Current 165,304,369 156,007,136 136,464,206
Total Loans 167,369,628 156,935,803 138,784,472
Non-Accrual Loans 1,299,476 1,403,541 2,222,566
Over 90 Days and Accruing 5,313 5,313 186,792
Residential real estate - 1st lien
     
30-89 Days 4,664,185 5,184,457 3,085,496
90 Days or more 1,368,469 1,655,950 719,177
Total Past Due 6,032,654 6,840,407 3,804,673
Current 165,529,226 166,006,667 168,226,610
Total Loans 171,561,880 172,847,074 172,031,283
Non-Accrual Loans 2,047,423 2,203,106 1,769,150
Over 90 Days and Accruing 557,640 817,109 164,472
Residential real estate - Jr lien
     
30-89 Days 355,723 533,134 211,168
90 Days or more 135,033 289,169 104,255
Total Past Due 490,756 822,303 315,423
Current 44,037,967 44,865,102 45,597,423
Total Loans 44,528,723 45,687,405 45,912,846
Non-Accrual Loans 460,590 593,125 368,827
Over 90 Days and Accruing 79,722 56,040 53,446
Consumer
     
30-89 Days 106,929 136,922 93,842
90 Days or more 0 7,784 0
Total Past Due 106,929 144,706 93,842
Current 7,934,799 8,674,653 9,602,202
Total Loans 8,041,728 8,819,359 9,696,044
Non-Accrual Loans 0 0 0
Over 90 Days and Accruing $ 0 $ 7,784 $ 0