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5. Loans, Allowance for Loan Losses and Credit Quality (Details) (USD $)
Mar. 31, 2014
Dec. 31, 2013
Mar. 31, 2013
Dec. 31, 2012
Loans and Leases Receivable Disclosure [Abstract]        
Commercial and Industrial $ 60,728,808 $ 55,619,285 $ 51,044,490  
Commercial real estate 167,369,628 156,935,803 138,784,472  
Residential real estate - 1st lien 171,561,880 172,847,074 172,031,283  
Residential real estate - Jr. lien 44,528,723 45,687,405 45,912,846  
Consumer 8,041,728 8,819,359 9,696,044  
Gross Loans 452,230,767 439,908,926 417,469,135  
Allowance for loan loss 4,837,578 4,854,915 4,493,384 4,312,080
Deferred net loan costs (fees) (290,265) (300,429) (206,969)  
Total Adjustments 4,547,313 4,554,486 4,286,415  
Net loans $ 447,683,454 $ 435,354,440 $ 413,182,720