Consolidated Balance Sheets (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
Assets
Cash and due from banks	$ 12,611,269	$ 11,841,161	$ 8,669,614
Federal funds sold and overnight deposits	6,515,899	6,488,828	32,556
Total cash and cash equivalents	19,127,168	18,329,989	8,702,170
Securities held-to-maturity (fair value $39,297,000 at 03/31/14 $38,370,000 at 12/31/13 and $42,733,000 at 03/31/13)	38,919,299	37,936,911	42,380,968
Securities available-for-sale	31,187,390	35,188,602	46,010,313
Restricted equity securities, at cost	3,632,850	3,632,850	3,632,850
Loans held-for-sale	505,600	209,500	1,347,961
Loans	452,230,767	439,908,926	417,469,135
Allowance for loan losses	(4,837,578)	(4,854,915)	(4,493,384)
Deferred net loan costs	290,265	300,429	206,969
Net loans	447,683,454	435,354,440	413,182,720
Bank premises and equipment, net	11,599,575	11,723,468	12,172,480
Accrued interest receivable	1,998,301	1,778,305	1,970,615
Bank owned life insurance	4,330,567	4,303,307	4,215,534
Core deposit intangible	1,022,606	1,090,781	1,295,301
Goodwill	11,574,269	11,574,269	11,574,269
Other real estate owned (OREO)	865,820	1,105,525	879,705
Other assets	10,680,849	11,439,457	13,015,495
Total assets	583,127,748	573,667,404	560,380,381
Deposits:
Demand, non-interest bearing	80,608,105	82,156,154	64,660,692
Interest-bearing transaction accounts	112,378,796	126,578,052	114,257,777
Money market funds	84,177,510	81,960,677	94,380,704
Savings	74,187,411	69,906,147	68,232,421
Time deposits, $100,000 and over	57,849,279	46,928,443	45,220,821
Other time deposits	73,406,469	74,023,096	77,509,684
Total deposits	482,607,570	481,552,569	464,262,099
Federal funds purchased and other borrowed funds	12,000,000	0	7,845,000
Repurchase agreements	25,885,704	29,644,615	28,623,952
Capital lease obligations	694,315	711,042	759,260
Junior subordinated debentures	12,887,000	12,887,000	12,887,000
Accrued interest and other liabilities	2,429,965	2,736,201	2,151,091
Total liabilities	536,504,554	527,531,427	516,528,402
Shareholders' Equity
Preferred stock, 1,000,000 shares authorized, 25 shares issued and outstanding ($100,000 liquidation value)	2,500,000	2,500,000	2,500,000
Common stock - $2.50 par value; 10,000,000 shares authorized, 5,091,506 shares issued at 03/31/14, 5,078,707 shares issued at 12/31/13, and 5,037,828 shares issued at 03/31/13	12,728,765	12,696,768	12,594,570
Additional paid-in capital	28,754,257	28,612,308	28,177,907
Retained earnings	5,269,524	4,997,144	3,046,163
Accumulated other comprehensive (loss) income	(6,575)	(47,466)	156,116
Less: treasury stock, at cost; 210,101 shares at 03/31/14, 12/31/13 and 03/31/13	(2,622,777)	(2,622,777)	(2,622,777)
Total shareholders' equity	46,623,194	46,135,977	43,851,979
Total liabilities and shareholders' equity	$ 583,127,748	$ 573,667,404	$ 560,380,381