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3. Loans, Allowance for Loan Losses and Credit Quality (Details 3) (USD $)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Recorded Investment allowance recorded $ 4,108,216 $ 4,149,346
Unpaid Principal Balance allowance recorded 4,676,730 4,912,247
Related Allowance recorded 351,400 174,000
Average Recorded Investment Allowance recorded 3,998,811 5,825,949
Commercial and industrial
   
Recorded Investment With no related allowance recorded 314,510 435,165
Recorded Investment With an allowance recorded 59,186 0
Recorded Investment allowance recorded 373,696 435,165
Unpaid Principal Balance With no related allowance recorded 363,618 473,664
Unpaid Principal Balance With an allowance recorded 59,186 0
Unpaid Principal Balance allowance recorded 422,804 473,664
Related Allowance With no ralated allowance recorded 0 0
Related Allowance With an allowance recorded 27,500 0
Related Allowance recorded 27,500 0
Average Recorded Investment With no related allowance recorded 339,519 536,973
Average Recorded Investment With an allowance recorded 11,837 232,743
Average Recorded Investment Allowance recorded 351,356 769,716
Commercial Real Estate
   
Recorded Investment With no related allowance recorded 944,845 1,762,615
Recorded Investment With an allowance recorded 441,632 0
Recorded Investment allowance recorded 1,386,477 1,762,615
Unpaid Principal Balance With no related allowance recorded 1,021,143 2,123,371
Unpaid Principal Balance With an allowance recorded 446,963 0
Unpaid Principal Balance allowance recorded 1,468,106 2,123,371
Related Allowance With no ralated allowance recorded 0 0
Related Allowance With an allowance recorded 147,700 0
Related Allowance recorded 147,700 0
Average Recorded Investment With no related allowance recorded 1,325,504 2,019,449
Average Recorded Investment With an allowance recorded 272,174 920,842
Average Recorded Investment Allowance recorded 1,597,678 2,940,291
Residential real estate - 1st lien
   
Recorded Investment With no related allowance recorded 1,354,432 1,024,598
Recorded Investment With an allowance recorded 434,361 617,362
Recorded Investment allowance recorded 1,788,793 1,641,960
Unpaid Principal Balance With no related allowance recorded 1,654,023 1,250,224
Unpaid Principal Balance With an allowance recorded 474,496 669,288
Unpaid Principal Balance allowance recorded 2,128,519 1,919,512
Related Allowance With no ralated allowance recorded 0 0
Related Allowance With an allowance recorded 99,700 134,800
Related Allowance recorded 99,700 134,800
Average Recorded Investment With no related allowance recorded 1,088,631 893,629
Average Recorded Investment With an allowance recorded 515,685 892,339
Average Recorded Investment Allowance recorded 1,604,316 1,785,968
Residential real estate - Jr lien
   
Recorded Investment With no related allowance recorded 164,137 15,694
Recorded Investment With an allowance recorded 395,113 293,912
Recorded Investment allowance recorded 559,250 309,606
Unpaid Principal Balance With no related allowance recorded 228,134 76,680
Unpaid Principal Balance With an allowance recorded 429,167 319,020
Unpaid Principal Balance allowance recorded 657,301 395,700
Related Allowance With no ralated allowance recorded 0 0
Related Allowance With an allowance recorded 76,500 39,200
Related Allowance recorded 76,500 39,200
Average Recorded Investment With no related allowance recorded 64,606 34,602
Average Recorded Investment With an allowance recorded 380,855 295,372
Average Recorded Investment Allowance recorded $ 445,461 $ 329,974