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4. Loan Servicing (Tables)
12 Months Ended
Dec. 31, 2013
Transfers and Servicing of Financial Assets [Abstract]  
Schedule Of Mortgage Servicing Rights
  2013 2012
     
Balance at beginning of year $1,009,623  $1,097,442 
   Mortgage servicing rights capitalized 274,253  406,807 
   Mortgage servicing rights amortized (317,865) (409,584)
   Change in valuation allowance 363,068  (85,042)
Balance at end of year $1,329,079  $1,009,623