2. Investment Securities (Tables)

12 Months Ended

Dec. 31, 2013

Investment Securities

Schedule Of Available For Sale Securities

		Gross	Gross
	Amortized	Unrealized	Unrealized	Fair
Securities AFS	Cost	Gains	Losses	Value
December 31, 2013
U.S. Government sponsored enterprise (GSE) debt securities	$29,220,333	$114,102	$195,521	$29,138,914
U.S. Government securities	6,040,188	10,955	1,455	6,049,688
	$35,260,521	$125,057	$196,976	$35,188,602
December 31, 2012
U.S. GSE debt securities	$33,552,376	$247,029	$ 13,936	$33,785,469
U.S. Government securities	7,073,445	28,217	1,072	7,100,590
	$40,625,821	$275,246	$ 15,008	$40,886,059

Schedule Of Held to Maturity Securities

		Gross	Gross
	Amortized	Unrealized	Unrealized	Fair
Securities HTM	Cost	Gains	Losses	Value*
December 31, 2013
States and political subdivisions	$37,936,911	$433,089	$         0	$38,370,000
December 31, 2012
States and political subdivisions	$41,865,555	$425,445	$         0	$42,291,000

Schedule of Maturities of Debt Securities Available for Sale

	Amortized	Fair
	Cost	Value
Due in one year or less	$  4,508,181	$  4,510,923
Due from one to five years	30,752,340	30,677,679
	$35,260,521	$35,188,602

Schedule Of Maturities of Debt Securities Held to Maturity

	Amortized	Fair
	Cost	Value*
Due in one year or less	$27,615,731	$27,616,000
Due from one to five years	3,939,950	4,048,000
Due from five to ten years	2,592,045	2,700,000
Due after ten years	3,789,185	4,006,000
	$37,936,911	$38,370,000

Schedule Of Unrealized Loss

	2013		2012
	Fair	Unrealized	Fair	Unrealized
	Value	Losses	Value	Losses
U.S. GSE debt securities	$11,094,830	$194,188	$8,715,492	$13,936
U.S. Government securities	1,034,336	1,455	1,052,639	1,072
	$12,129,166	$195,643	$9,768,131	$15,008