8. Loan Servicing (Details) (USD $)	9 Months Ended		12 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Notes to Financial Statements
Balance at beginning of year	$ 1,009,623	$ 1,097,442	$ 1,097,442
Mortgage servicing rights capitalized	215,196	313,082	406,807
Mortgage servicing rights amortized	(259,697)	(314,100)	(409,584)
Change in valuation allowance	262,668	(91,087)	(85,042)
Balance at end of period	$ 1,227,790	$ 1,005,337	$ 1,009,623