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5. Loans, Allowance for Loan Losses and Credit Quality (Details) (USD $)
Sep. 30, 2013
Jun. 30, 2013
Dec. 31, 2012
Sep. 30, 2012
Jun. 30, 2012
Dec. 31, 2011
Notes to Financial Statements            
Commercial and Industrial $ 55,500,735   $ 49,283,948 $ 47,484,639    
Commercial real estate 147,280,787   139,807,517 136,016,554    
Residential real estate - 1st lien 175,737,499   171,114,515 168,541,410    
Residential real estate - Jr. lien 45,279,400   47,029,023 46,029,238    
Consumer 9,412,856   10,642,151 11,022,804    
Gross Loans 433,211,277   417,877,154 409,094,645    
Allowance for loan loss 4,799,431 4,522,179 4,312,080 4,115,230 3,926,119 3,886,502
Deferred net loan costs (fees) (281,747)   (169,501) (101,742)    
Loans held-for-sale 1,229,490   1,501,706 1,483,940    
Total Adjustments 5,747,174   5,644,285 5,497,428    
Net loans $ 427,464,103   $ 412,232,869 $ 403,597,217