Consolidated Balance Sheets (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
Assets
Cash and due from banks	$ 13,106,861	$ 11,273,575	$ 9,519,193
Federal funds sold and overnight deposits	275,130	18,608,265	5,000
Total cash and cash equivalents	13,381,991	29,881,840	9,524,193
Securities held-to-maturity (fair value $39,610,000 at 09/30/13 $42,291,000 at 12/31/12 and $50,631,000 at 09/30/12)	39,218,785	41,865,555	50,065,653
Securities available-for-sale	35,452,071	40,886,059	47,008,818
Restricted equity securities, at cost	3,632,850	4,021,350	4,021,350
Loans held-for-sale	1,229,490	1,501,706	1,483,940
Loans	431,981,787	416,375,448	407,610,705
Allowance for loan losses	(4,799,431)	(4,312,080)	(4,115,230)
Deferred net loan costs	281,747	169,501	101,742
Net loans	427,464,103	412,232,869	403,597,217
Bank premises and equipment, net	11,913,170	12,243,320	12,351,925
Accrued interest receivable	1,632,971	1,751,085	1,810,063
Bank owned life insurance	4,274,307	4,187,644	4,156,201
Core deposit intangible	1,158,951	1,363,476	1,448,694
Goodwill	11,574,269	11,574,269	11,574,269
Other real estate owned (OREO)	1,125,105	1,074,705	1,150,198
Prepaid expense - Federal Deposit Insurance Corporation (FDIC)	0	775,595	855,513
Other assets	12,036,436	12,378,772	12,613,921
Total assets	564,094,499	575,738,245	561,661,955
Deposits:
Demand, non-interest bearing	80,465,454	72,956,097	68,580,510
NOW	113,732,525	128,824,165	109,271,808
Money market funds	83,547,315	86,973,835	84,057,492
Savings	70,668,274	65,216,698	66,204,831
Time deposits, $100,000 and over	46,573,680	44,229,470	49,474,950
Other time deposits	75,562,336	77,296,594	79,511,981
Total deposits	470,549,584	475,496,859	457,101,572
Federal funds purchased and other borrowed funds	8,325,000	6,000,000	16,850,000
Repurchase agreements	23,685,762	34,149,608	28,076,308
Capital lease obligations	727,437	774,701	789,836
Junior subordinated debentures	12,887,000	12,887,000	12,887,000
Accrued interest and other liabilities	2,666,402	3,077,502	3,078,347
Total liabilities	518,841,185	532,385,670	518,783,063
Shareholders' Equity
Preferred stock, 1,000,000 shares authorized, 25 shares issued and outstanding ($100,000 liquidation value)	2,500,000	2,500,000	2,500,000
Common stock - $2.50 par value; 10,000,000 shares authorized, 5,064,718 shares issued at 09/30/13, 5,023,026 shares issued at 12/31/12, and 5,007,099 shares issued at 09/30/12	12,661,795	12,557,565	12,517,748
Additional paid-in capital	28,467,277	28,047,829	27,911,150
Retained earnings	4,245,488	2,698,200	2,268,901
Accumulated other comprehensive income	1,531	171,758	303,870
Less: treasury stock, at cost; 210,101 shares at 09/30/13, 12/31/12 and 09/30/12	(2,622,777)	(2,622,777)	(2,622,777)
Total shareholders' equity	45,253,314	43,352,575	42,878,892
Total liabilities and shareholders' equity	$ 564,094,499	$ 575,738,245	$ 561,661,955