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5. Loans, Allowance for Loan Losses and Credit Quality (Details 2) (USD $)
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Jun. 30, 2013
Jun. 30, 2012
Dec. 31, 2012
Allowance for loan losses, Beginning balance $ 4,493,384 $ 3,952,489 $ 4,312,080 $ 3,886,502 $ 3,886,502
Charge-offs (121,122) (285,073) (156,284) (484,125) (695,582)
Recoveries 29,918 8,704 40,133 23,740 121,160
Provisions 120,000 249,999 326,250 500,002 1,000,000
Allowance for loan losses, Ending balance 4,522,179 3,926,119 4,522,179 3,926,119 4,312,080
Allowance for loan losses evaluated for impairment, Individually 241,800 180,400 241,800 180,400 174,000
Allowance for loan losses evaluated for impairment, Collectively 4,280,379 3,745,719 4,280,379 3,745,719 4,138,080
Allowance for loan losses 4,522,179 3,926,119 4,522,179 3,926,119 4,312,080
Loans evaluated for impairment, Individually 3,089,085 6,092,085 3,089,085 6,092,085 4,149,346
Loans evaluated for impairment, Collectively 421,704,126 399,105,574 421,704,126 399,105,574 412,226,102
Total Loans 424,793,211 405,197,659 424,793,211 405,197,659 416,375,448
Commercial and industrial
         
Allowance for loan losses, Beginning balance 436,389 388,576 428,381 342,314 342,314
Charge-offs (1,352) (115,100) (19,287) (124,934) (159,309)
Recoveries 792 1,268 992 2,520 29,769
Provisions 79,415 108,779 105,158 163,623 215,607
Allowance for loan losses, Ending balance 515,244 383,523 515,244 383,523 428,381
Allowance for loan losses evaluated for impairment, Individually 0 0 0 0 0
Allowance for loan losses evaluated for impairment, Collectively 515,244 383,523 515,244 383,523 428,381
Allowance for loan losses 515,244 383,523 515,244 383,523 428,381
Loans evaluated for impairment, Individually 305,425 985,350 305,425 985,350 435,165
Loans evaluated for impairment, Collectively 57,303,415 51,711,461 57,303,415 51,711,461 48,848,783
Total Loans 57,608,840 52,696,811 57,608,840 52,696,811 49,283,948
Commercial Real Estate
         
Allowance for loan losses, Beginning balance 1,763,037 1,389,368 1,536,440 1,385,939 1,385,939
Charge-offs (107,936) (8,259) (107,936) (55,057) (57,923)
Recoveries 0 108 0 863 51,863
Provisions 42,939 4,966 269,536 54,438 156,561
Allowance for loan losses, Ending balance 1,698,040 1,386,183 1,698,040 1,386,183 1,536,440
Allowance for loan losses evaluated for impairment, Individually 29,000 15,100 29,000 15,100 0
Allowance for loan losses evaluated for impairment, Collectively 1,669,040 1,371,083 1,669,040 1,371,083 1,536,440
Allowance for loan losses 1,698,040 1,386,183 1,698,040 1,386,183 1,536,440
Loans evaluated for impairment, Individually 1,068,160 3,459,215 1,068,160 3,459,215 1,762,615
Loans evaluated for impairment, Collectively 137,596,052 127,780,334 137,596,052 127,780,334 138,044,902
Total Loans 138,664,212 131,239,549 138,664,212 131,239,549 139,807,517
Residential Real Estate 1st Lien
         
Allowance for loan losses, Beginning balance 1,511,139 1,595,453 1,563,576 1,578,493 1,578,493
Charge-offs (3,052) (125,000) (3,052) (183,474) (246,237)
Recoveries 3,010 366 8,636 1,823 5,538
Provisions 16,865 2,842 (41,198) 76,819 225,782
Allowance for loan losses, Ending balance 1,527,962 1,473,661 1,527,962 1,473,661 1,563,576
Allowance for loan losses evaluated for impairment, Individually 121,700 144,300 121,700 144,300 134,800
Allowance for loan losses evaluated for impairment, Collectively 1,406,262 1,329,361 1,406,262 1,329,361 1,428,776
Allowance for loan losses 1,527,962 1,473,661 1,527,962 1,473,661 1,563,576
Loans evaluated for impairment, Individually 1,366,685 1,345,724 1,366,685 1,345,724 1,641,960
Loans evaluated for impairment, Collectively 172,516,473 162,291,392 172,516,473 162,291,392 167,970,849
Total Loans 173,883,158 163,637,116 173,883,158 163,637,116 169,612,809
Residential Real Estate Jr Lien
         
Allowance for loan losses, Beginning balance 386,070 318,075 332,556 331,684 331,684
Charge-offs 0 0 0 (60,287) (135,622)
Recoveries 60 62 120 1,418 1,538
Provisions 28,031 50,802 81,485 96,124 134,956
Allowance for loan losses, Ending balance 414,161 368,939 414,161 368,939 332,556
Allowance for loan losses evaluated for impairment, Individually 91,100 21,000 91,100 21,000 39,200
Allowance for loan losses evaluated for impairment, Collectively 323,061 347,939 323,061 347,939 293,356
Allowance for loan losses 414,161 368,939 414,161 368,939 332,556
Loans evaluated for impairment, Individually 348,815 301,796 348,815 301,796 309,606
Loans evaluated for impairment, Collectively 44,796,860 45,951,489 44,796,860 45,951,489 46,719,417
Total Loans 45,145,675 46,253,285 45,145,675 46,253,285 47,029,023
Consumer
         
Allowance for loan losses, Beginning balance 119,032 124,022 138,699 124,779 124,779
Charge-offs (8,783) (36,714) (26,009) (60,373) (96,491)
Recoveries 26,056 6,900 30,385 17,116 32,452
Provisions (20,058) 32,706 (26,827) 45,392 77,959
Allowance for loan losses, Ending balance 116,248 126,914 116,248 126,914 138,699
Allowance for loan losses evaluated for impairment, Individually 0 0 0 0 0
Allowance for loan losses evaluated for impairment, Collectively 116,248 126,914 116,248 126,914 138,699
Allowance for loan losses 116,248 126,914 116,248 126,914 138,699
Loans evaluated for impairment, Individually 0 0 0 0 0
Loans evaluated for impairment, Collectively 9,491,326 11,370,898 9,491,326 11,370,898 10,642,151
Total Loans 9,491,326 11,370,898 9,491,326 11,370,898 10,642,151
Unallocated
         
Allowance for loan losses, Beginning balance 277,717 136,995 312,428 123,293 123,293
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0 0
Provisions (27,193) 49,904 (61,904) 63,606 189,135
Allowance for loan losses, Ending balance 250,524 186,899 250,524 186,899 312,428
Allowance for loan losses evaluated for impairment, Individually 0 0 0 0 0
Allowance for loan losses evaluated for impairment, Collectively 250,524 186,899 250,524 186,899 312,428
Allowance for loan losses $ 250,524 $ 186,899 $ 250,524 $ 186,899 $ 312,428