5. Loans, Allowance for Loan Losses and Credit Quality (Details 1) (USD $)	Jun. 30, 2013	Dec. 31, 2012	Jun. 30, 2012
30-89 Days	$ 4,126,515	$ 6,734,891	$ 2,714,697
90 Days or more	1,427,066	2,168,099	4,578,732
Total Past Due	5,553,581	8,902,990	7,293,429
Current	419,239,630	407,472,458	397,904,230
Total Loans	424,793,211	416,375,448	405,197,659
Non-Accrual Loans	3,672,064	4,755,452	6,701,362
Over 90 Days and Accruing	648,418	378,060	921,205
Commercial and industrial
30-89 Days	572,834	782,937	690,163
90 Days or more	29,329	377,145	608,100
Total Past Due	602,163	1,160,082	1,298,263
Current	57,006,677	48,123,866	51,398,548
Total Loans	57,608,840	49,283,948	52,696,811
Non-Accrual Loans	497,287	596,777	1,159,782
Over 90 Days and Accruing	0	0	31,517
Commercial Real Estate
30-89 Days	1,251,943	785,890	403,082
90 Days or more	213,084	888,179	2,609,864
Total Past Due	1,465,027	1,674,069	3,012,946
Current	137,199,185	138,133,448	128,226,603
Total Loans	138,664,212	139,807,517	131,239,549
Non-Accrual Loans	1,165,336	1,892,195	3,571,542
Over 90 Days and Accruing	45,653	53,937	96,622
Residential real estate - 1st lien
30-89 Days	1,933,003	4,654,077	1,148,563
90 Days or more	1,143,585	844,803	1,263,035
Total Past Due	3,076,588	5,498,880	2,411,598
Current	170,806,570	164,113,929	161,225,518
Total Loans	173,883,158	169,612,809	163,637,116
Non-Accrual Loans	1,660,626	1,928,097	1,629,611
Over 90 Days and Accruing	596,814	281,845	704,780
Residential real estate - Jr lien
30-89 Days	292,954	379,363	315,398
90 Days or more	41,068	57,128	80,602
Total Past Due	334,022	436,491	396,000
Current	44,811,653	46,592,532	45,857,285
Total Loans	45,145,675	47,029,023	46,253,285
Non-Accrual Loans	348,815	338,383	340,427
Over 90 Days and Accruing	5,951	41,434	71,155
Consumer
30-89 Days	75,781	132,624	157,491
90 Days or more	0	844	17,131
Total Past Due	75,781	133,468	174,622
Current	9,415,545	10,508,683	11,196,276
Total Loans	9,491,326	10,642,151	11,370,898
Non-Accrual Loans	0	0	0
Over 90 Days and Accruing	$ 0	$ 844	$ 17,131