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5. Loans, Allowance for Loan Losses and Credit Quality (Details) (USD $)
Jun. 30, 2013
Mar. 31, 2013
Dec. 31, 2012
Jun. 30, 2012
Mar. 31, 2012
Dec. 31, 2011
Notes to Financial Statements            
Commercial and Industrial $ 57,608,840   $ 49,283,948 $ 52,696,811    
Commercial real estate 138,664,212   139,807,517 131,239,549    
Residential real estate - 1st lien 174,902,277   171,114,515 166,621,140    
Residential real estate - Jr. lien 45,145,675   47,029,023 46,253,285    
Consumer 9,491,326   10,642,151 11,370,898    
Gross Loans 425,812,330   417,877,154 408,181,683    
Allowance for loan loss 4,522,179 4,493,384 4,312,080 3,926,119 3,952,489 3,886,502
Deferred net loan costs (fees) (247,624)   (169,501) (76,703)    
Loans held-for-sale 1,019,119   1,501,706 2,984,024    
Total Adjustments 5,293,674   5,644,285 6,833,440    
Net loans $ 420,518,656   $ 412,232,869 $ 401,348,243