Consolidated Balance Sheets (USD $)	Jun. 30, 2013	Dec. 31, 2012	Jun. 30, 2012
Assets
Cash and due from banks	$ 15,253,825	$ 11,273,575	$ 15,092,924
Federal funds sold and overnight deposits	28,489	18,608,265	4,000
Total cash and cash equivalents	15,282,314	29,881,840	15,096,924
Securities held-to-maturity (fair value $24,468,000 at 06/30/13, $42,291,000 at 12/31/12 and $24,625,000 at 06/30/12)	24,105,937	41,865,555	24,026,422
Securities available-for-sale	44,599,702	40,886,059	60,101,855
Restricted equity securities, at cost	3,632,850	4,021,350	4,021,350
Loans held-for-sale	1,019,119	1,501,706	2,984,024
Loans	424,793,211	416,375,448	405,197,659
Allowance for loan losses	(4,522,179)	(4,312,080)	(3,926,119)
Deferred net loan costs	247,624	169,501	76,703
Net loans	420,518,656	412,232,869	401,348,243
Bank premises and equipment, net	12,102,176	12,243,320	12,404,860
Accrued interest receivable	1,748,237	1,751,085	1,755,832
Bank owned life insurance	4,244,849	4,187,644	4,125,066
Core deposit intangible	1,227,126	1,363,476	1,533,911
Goodwill	11,574,269	11,574,269	11,574,269
Other real estate owned (OREO)	2,171,621	1,074,705	1,010,198
Prepaid expense - Federal Deposit Insurance Corporation (FDIC)	0	775,595	939,425
Other assets	12,417,586	12,378,772	12,455,196
Total assets	554,644,442	575,738,245	553,377,575
Deposits:
Demand, non-interest bearing	69,212,564	72,956,097	65,966,687
NOW	106,791,838	128,824,165	99,227,534
Money market funds	72,280,640	86,973,835	65,650,865
Savings	69,841,359	65,216,698	67,184,458
Time deposits, $100,000 and over	49,979,702	44,229,470	52,189,543
Other time deposits	76,353,001	77,296,594	81,934,668
Total deposits	444,459,104	475,496,859	432,153,755
Federal funds purchased and other borrowed funds	22,055,000	6,000,000	37,835,000
Repurchase agreements	27,397,370	34,149,608	24,042,704
Capital lease obligations	743,508	774,701	804,671
Junior subordinated debentures	12,887,000	12,887,000	12,887,000
Accrued interest and other liabilities	2,724,749	3,077,502	3,523,766
Total liabilities	510,266,731	532,385,670	511,246,896
Shareholders' Equity
Preferred stock, 1,000,000 shares authorized, 25 shares issued and outstanding ($100,000 liquidation value)	2,500,000	2,500,000	2,500,000
Common stock - $2.50 par value; 10,000,000 shares authorized, 5,051,780 shares issued at 06/30/13, 5,023,026 shares issued at 12/31/12, and 4,986,628 shares issued at 06/30/12	12,629,450	12,557,565	12,466,570
Additional paid-in capital	28,320,657	28,047,829	27,750,038
Retained earnings	3,588,526	2,698,200	1,716,864
Accumulated other comprehensive income	(38,145)	171,758	319,984
Less: treasury stock, at cost; 210,101 shares at 06/30/13, 12/31/12 and 06/30/12	(2,622,777)	(2,622,777)	(2,622,777)
Total shareholders' equity	44,377,711	43,352,575	42,130,679
Total liabilities and shareholders' equity	$ 554,644,442	$ 575,738,245	$ 553,377,575