Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Interest income
Interest and fees on loans	$ 5,207,889	$ 5,179,734
Interest on debt securities
Taxable	77,202	172,841
Tax-exempt	255,547	213,273
Dividends	15,079	20,732
Interest on federal funds sold and overnight deposits	6,332	3,316
Total interest income	5,562,049	5,589,896
Interest expense
Interest on deposits	773,770	903,291
Interest on federal funds purchased and other borrowed funds	23,265	91,169
Interest on repurchase agreements	36,019	32,903
Interest on junior subordinated debentures	101,743	243,564
Total interest expense	934,797	1,270,927
Net interest income	4,627,252	4,318,969
Provision for loan losses	206,250	250,003
Net interest income after provision for loan losses	4,421,002	4,068,966
Non-interest income
Service fees	558,950	566,616
Income from sold loans	387,591	387,211
Other income from loans	143,313	170,447
Other income	278,338	230,703
Total non-interest income	1,368,192	1,354,977
Non-interest expense
Salaries and wages	1,657,185	1,433,720
Employee benefits	609,289	593,607
Occupancy expenses, net	871,904	873,312
FDIC insurance	102,669	110,481
Amortization of core deposit intangible	68,175	85,218
Other expenses	1,280,068	1,453,594
Total non-interest expense	4,589,290	4,549,932
Income before income taxes	1,199,904	874,011
Income tax expense (benefit)	158,126	(90,838)
Net income	$ 1,041,778	$ 964,849
Earnings per common share	$ 0.21	$ 0.19
Weighted average number of common shares used in computing earnings per share	4,816,588	4,735,857
Dividends declared per common share	$ 0.14	$ 0.14
Book value per share on common shares outstanding at March 31,	8.57	8.19