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5. Loans, Allowance for Loan Losses and Credit Quality (Details 2) (USD $)
3 Months Ended 12 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Dec. 31, 2012
Allowance for loan losses, Beginning balance $ 4,312,080 $ 3,886,502 $ 3,886,502
Charge-offs (35,161) (199,052) (695,582)
Recoveries 10,215 15,036 121,160
Provisions 206,250 250,003 1,000,000
Allowance for loan losses, Ending balance 4,493,384 3,952,489 4,312,080
Allowance for loan losses evaluated for impairment, Individually 268,200 383,500 174,000
Allowance for loan losses evaluated for impairment, Collectively 4,225,184 3,568,989 4,138,080
Total Allowance for loan losses 4,493,384 3,952,489 4,312,080
Loans evaluated for impairment, Individually 4,208,096 7,225,233 4,149,346
Loans evaluated for impairment, Collectively 413,261,039 389,020,613 412,226,102
Total Loans 417,469,135 396,245,846 416,375,448
Commercial Portfolio Segment [Member]
     
Allowance for loan losses, Beginning balance 428,381 342,314 342,314
Charge-offs (17,935) (9,834) (159,309)
Recoveries 200 1,252 29,769
Provisions 25,743 54,844 215,607
Allowance for loan losses, Ending balance 436,389 388,576 428,381
Allowance for loan losses evaluated for impairment, Individually 0 56,500 0
Allowance for loan losses evaluated for impairment, Collectively 436,389 332,076 428,381
Total Allowance for loan losses 436,389 388,576 428,381
Loans evaluated for impairment, Individually 323,486 981,463 435,165
Loans evaluated for impairment, Collectively 50,721,004 45,474,372 48,848,783
Total Loans 51,044,490 46,455,835 49,283,948
Commercial real estate
     
Allowance for loan losses, Beginning balance 1,536,440 1,385,939 1,385,939
Charge-offs 0 (46,799) (57,923)
Recoveries 0 756 51,863
Provisions 226,597 49,472 156,561
Allowance for loan losses, Ending balance 1,763,037 1,389,368 1,536,440
Allowance for loan losses evaluated for impairment, Individually 104,500 36,200 0
Allowance for loan losses evaluated for impairment, Collectively 1,658,537 1,353,168 1,536,440
Total Allowance for loan losses 1,763,037 1,389,368 1,536,440
Loans evaluated for impairment, Individually 2,054,265 3,623,305 1,762,615
Loans evaluated for impairment, Collectively 136,730,207 127,297,113 138,044,902
Total Loans 138,784,472 130,920,418 139,807,517
Residential real estate 1st lien
     
Allowance for loan losses, Beginning balance 1,563,576 1,578,493 1,578,493
Charge-offs 0 (58,474) (246,237)
Recoveries 5,626 1,457 5,538
Provisions (58,063) 73,977 225,782
Allowance for loan losses, Ending balance 1,511,139 1,595,453 1,563,576
Allowance for loan losses evaluated for impairment, Individually 116,300 255,300 134,800
Allowance for loan losses evaluated for impairment, Collectively 1,394,839 1,340,153 1,428,776
Total Allowance for loan losses 1,511,139 1,595,453 1,563,576
Loans evaluated for impairment, Individually 1,490,005 2,314,559 1,641,960
Loans evaluated for impairment, Collectively 170,541,278 160,207,904 167,970,849
Total Loans 172,031,283 162,522,463 169,612,809
Residential Real Estate Jr Lien
     
Allowance for loan losses, Beginning balance 332,556 331,684 331,684
Charge-offs 0 (60,287) (135,622)
Recoveries 60 1,356 1,538
Provisions 53,454 45,322 134,956
Allowance for loan losses, Ending balance 386,070 318,075 332,556
Allowance for loan losses evaluated for impairment, Individually 47,400 35,500 39,200
Allowance for loan losses evaluated for impairment, Collectively 338,670 282,575 293,356
Total Allowance for loan losses 386,070 318,075 332,556
Loans evaluated for impairment, Individually 340,340 305,906 309,606
Loans evaluated for impairment, Collectively 45,572,506 45,040,235 46,719,417
Total Loans 45,912,846 45,346,141 47,029,023
Consumer Portfolio Segment [Member]
     
Allowance for loan losses, Beginning balance 138,699 124,779 124,779
Charge-offs (17,226) (23,658) (96,491)
Recoveries 4,329 10,215 32,452
Provisions (6,770) 12,686 77,959
Allowance for loan losses, Ending balance 119,032 124,022 138,699
Allowance for loan losses evaluated for impairment, Individually 0 0 0
Allowance for loan losses evaluated for impairment, Collectively 119,032 124,022 138,699
Total Allowance for loan losses 119,032 124,022 138,699
Loans evaluated for impairment, Individually 0 0 0
Loans evaluated for impairment, Collectively 9,696,044 11,000,989 10,642,151
Total Loans 9,696,044 11,000,989 10,642,151
Unallocated
     
Allowance for loan losses, Beginning balance 312,428 123,293 123,293
Charge-offs 0 0 0
Recoveries 0 0 0
Provisions (34,711) 13,702 189,135
Allowance for loan losses, Ending balance 277,717 136,995 312,428
Allowance for loan losses evaluated for impairment, Individually 0 0 0
Allowance for loan losses evaluated for impairment, Collectively 277,717 136,995 312,428
Total Allowance for loan losses $ 277,717 $ 136,995 $ 312,428