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5. Loans, Allowance for Loan Losses and Credit Quality (Details 1) (USD $)
Mar. 31, 2013
Dec. 31, 2012
Mar. 31, 2012
30-89 Days $ 5,801,420 $ 6,734,891 $ 6,309,570
90 Days or more 2,523,714 2,168,099 5,695,570
Total Past Due 8,325,134 8,902,990 12,005,140
Current 409,144,001 407,472,458 384,240,706
Total Loans 417,469,135 416,375,448 396,245,846
Non-Accrual Loans 4,919,417 4,755,452 7,663,385
Over 90 Days and Accruing 404,710 378,060 1,221,954
Commercial and industrial
     
30-89 Days 1,487,049 782,937 1,627,845
90 Days or more 303,881 377,145 487,359
Total Past Due 1,790,930 1,160,082 2,115,204
Current 49,253,560 48,123,866 44,340,631
Total Loans 51,044,490 49,283,948 46,455,835
Non-Accrual Loans 558,874 596,777 1,047,690
Over 90 Days and Accruing 0 0 65,350
Commercial Real Estate
     
30-89 Days 923,865 785,890 868,141
90 Days or more 1,396,401 888,179 2,794,504
Total Past Due 2,320,266 1,674,069 3,662,645
Current 136,464,206 138,133,448 127,257,773
Total Loans 138,784,472 139,807,517 130,920,418
Non-Accrual Loans 2,222,566 1,892,195 3,666,742
Over 90 Days and Accruing 186,792 53,937 193,044
Residential real estate - 1st lien
     
30-89 Days 3,085,496 4,654,077 3,048,858
90 Days or more 719,177 844,803 2,369,143
Total Past Due 3,804,673 5,498,880 5,418,001
Current 168,226,610 164,113,929 157,104,462
Total Loans 172,031,283 169,612,809 162,522,463
Non-Accrual Loans 1,769,150 1,928,097 2,604,285
Over 90 Days and Accruing 164,472 281,845 928,443
Residential real estate - Jr lien
     
30-89 Days 211,168 379,363 615,913
90 Days or more 104,255 57,128 44,564
Total Past Due 315,423 436,491 660,477
Current 45,597,423 46,592,532 44,685,664
Total Loans 45,912,846 47,029,023 45,346,141
Non-Accrual Loans 368,827 338,383 344,668
Over 90 Days and Accruing 53,446 41,434 35,117
Consumer
     
30-89 Days 93,842 132,624 148,813
90 Days or more 0 844 0
Total Past Due 93,842 133,468 148,813
Current 9,602,202 10,508,683 10,852,176
Total Loans 9,696,044 10,642,151 11,000,989
Non-Accrual Loans 0 0 0
Over 90 Days and Accruing $ 0 $ 844 $ 0