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Consolidated Balance Sheets (USD $)
Mar. 31, 2013
Dec. 31, 2012
Mar. 31, 2012
Statement of Financial Position [Abstract]      
Cash and due from banks $ 8,669,614 $ 11,273,575 $ 8,980,517
Federal funds sold and overnight deposits 32,556 18,608,265 4,000
Total cash and cash equivalents 8,702,170 29,881,840 8,984,517
Securities held-to-maturity (fair value $42,733,000 at 03/31/13 $42,291,000 at 12/31/12 and $34,168,000 at 03/31/12) 42,380,968 41,865,555 33,562,606
Securities available-for-sale 46,010,313 40,886,059 73,035,938
Restricted equity securities, at cost 3,632,850 4,021,350 4,021,350
Loans held-for-sale 1,347,961 1,501,706 1,583,520
Loans 417,469,135 416,375,448 396,245,846
Allowance for loan losses (4,493,384) (4,312,080) (3,952,489)
Deferred net loan costs 206,969 169,501 54,355
Net loans 413,182,720 412,232,869 392,347,712
Bank premises and equipment, net 12,172,480 12,243,320 12,588,636
Accrued interest receivable 1,970,615 1,751,085 1,845,523
Bank owned life insurance 4,215,534 4,187,644 4,094,066
Core deposit intangible 1,295,301 1,363,476 1,619,128
Goodwill 11,574,269 11,574,269 11,574,269
Other real estate owned (OREO) 879,705 1,074,705 220,493
Prepaid expense - Federal Deposit Insurance Corporation (FDIC) 681,490 775,595 1,030,123
Other assets 12,334,005 12,378,772 12,298,745
Total assets 560,380,381 575,738,245 558,806,626
Demand, non-interest bearing 64,660,692 72,956,097 61,866,873
NOW 114,257,777 128,824,165 106,166,136
Money market funds 94,380,704 86,973,835 76,540,776
Savings 68,232,421 65,216,698 64,512,091
Time deposits, $100,000 and over 45,220,821 44,229,470 61,244,386
Other time deposits 77,509,684 77,296,594 83,662,887
Total deposits 464,262,099 475,496,859 453,993,149
Federal funds purchased and other borrowed funds 7,845,000 6,000,000 20,770,000
Repurchase agreements 28,623,952 34,149,608 24,769,637
Capital lease obligations 759,260 774,701 818,288
Junior subordinated debentures 12,887,000 12,887,000 12,887,000
Accrued interest and other liabilities 2,151,091 3,077,502 4,136,323
Total liabilities 516,528,402 532,385,670 517,374,397
Preferred stock, 1,000,000 shares authorized, 25 shares issued and outstanding ($100,000 liquidation value) 2,500,000 2,500,000 2,500,000
Common stock - $2.50 par value; 10,000,000 shares authorized, 5,037,828 shares issued at 03/31/13, 5,023,026 shares issued at 12/31/12, and 4,961,706 shares issued at 03/31/12 12,594,570 12,557,565 12,404,265
Additional paid-in capital 28,177,907 28,047,829 27,573,676
Retained earnings 3,046,163 2,698,200 1,407,844
Accumulated other comprehensive income 156,116 171,758 169,221
Less: treasury stock, at cost; 210,101 shares at 03/31/13, 12/31/12 and 03/31/12 (2,622,777) (2,622,777) (2,622,777)
Total shareholders' equity 43,851,979 43,352,575 41,432,229
Total liabilities and shareholders' equity $ 560,380,381 $ 575,738,245 $ 558,806,626