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3. Loans, Allowance for Loan Losses and Credit Quality (Details 5) (USD $)
Dec. 31, 2012
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Dec. 31, 2011
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Number of Contracts modified as TDRs 5 22
Pre-Modification Outstanding Recorded Investment $ 1,227,772 $ 2,559,645
Post- Modification Outstanding Recorded Investment 1,190,123 2,559,645
Number of TDRs contracts which subsequently default   12
Recorded Investment   1,355,271
Residential real estate - Jr lien
   
Number of Contracts modified as TDRs   2
Pre-Modification Outstanding Recorded Investment   71,928
Post- Modification Outstanding Recorded Investment   71,928
Number of TDRs contracts which subsequently default   1
Recorded Investment   34,687
Commercial Real Estate
   
Number of Contracts modified as TDRs 2 6
Pre-Modification Outstanding Recorded Investment 1,030,645 1,202,546
Post- Modification Outstanding Recorded Investment 997,645 1,202,546
Number of TDRs contracts which subsequently default   1
Recorded Investment   401,002
Residential real estate - 1st lien
   
Number of Contracts modified as TDRs 3 4
Pre-Modification Outstanding Recorded Investment 197,127 299,505
Post- Modification Outstanding Recorded Investment 192,478 299,505
Number of TDRs contracts which subsequently default   2
Recorded Investment   178,492
Commercial
   
Number of Contracts modified as TDRs   10
Pre-Modification Outstanding Recorded Investment   985,666
Post- Modification Outstanding Recorded Investment   985,666
Number of TDRs contracts which subsequently default   8
Recorded Investment   $ 741,090