4. Schedule Of Debt Securities Available For Sale (Details) (USD $)	Sep. 30, 2012	Dec. 31, 2011	Sep. 30, 2011
Available for sale Securities
Amortized Cost
Due in one year or less, Amortized Cost	$ 3,003,306	$ 5,018,549	$ 8,031,513
Due from one to five years, Amortized Cost	43,502,742	58,835,384	22,202,917
Due from five to ten years, Amortized Cost		2,000,000	1,000,000
Amortization Cost of Debt	46,506,048	65,853,933	31,234,430
Fair Value
Due in one year or less, fair value	3,013,511	5,035,711	8,060,834
Due from one to five years, fair value	43,943,930	58,970,925	22,352,436
Due from five to ten years, fair value		2,000,158	991,630
Fair value of debt	46,957,441	66,006,794	31,404,900
Held to maturity Securities
Amortized Cost
Due in one year or less, Amortized Cost	40,302,625	20,589,247	27,402,959
Due from one to five years, Amortized Cost	4,041,285	4,534,944	4,902,641
Due from five to ten years, Amortized Cost	2,286,741	822,735	749,063
Due after ten years, Amortized Cost	3,435,002	3,755,233	3,843,434
Amortization Cost of Debt	50,065,653	29,702,159	36,898,097
Fair Value
Due in one year or less, fair value	40,303,000	20,589,000	27,403,000
Due from one to five years, fair value	4,183,000	4,682,000	5,027,000
Due from five to ten years, fair value	2,428,000	969,000	874,000
Due after ten years, fair value	3,717,000	4,049,000	4,093,000
Fair value of debt	$ 50,631,000	$ 30,289,000	$ 37,397,000