4. Schedule Of Securities (Details) (USD $)	Sep. 30, 2012	Dec. 31, 2011	Sep. 30, 2011
Available for sale Securities
Amortized Cost - Available for sale Securities	$ 46,548,408	$ 65,896,293	$ 31,276,790
Gross Unrealized Gains - Available for sale Securities	463,320	302,782	309,190
Gross Unrealized Losses - Available for sale Securities	2,910	100,158	52,705
Fair Value - Available for sale Securities	47,008,818	66,098,917	31,533,275
U.S. GSE debt securities
Available for sale Securities
Amortized Cost - Available for sale Securities	39,423,142	60,846,954	26,224,330
Gross Unrealized Gains - Available for sale Securities	419,253	215,595	187,825
Gross Unrealized Losses - Available for sale Securities	2,610	99,310	52,705
Fair Value - Available for sale Securities	39,839,785	60,963,239	26,359,450
U.S. Government securities
Available for sale Securities
Amortized Cost - Available for sale Securities	7,082,906	5,006,979	5,010,100
Gross Unrealized Gains - Available for sale Securities	35,050	37,424	35,350
Gross Unrealized Losses - Available for sale Securities	300	848	0
Fair Value - Available for sale Securities	7,117,656	5,043,555	5,045,450
U.S. GSE preferred stock
Available for sale Securities
Amortized Cost - Available for sale Securities	42,360	42,360	42,360
Gross Unrealized Gains - Available for sale Securities	9,017	49,763	86,015
Gross Unrealized Losses - Available for sale Securities	0	0	0
Fair Value - Available for sale Securities	51,377	92,123	128,375
US States and Political Subdivisions Debt Securities [Member]
Held-to-Maturity Securities
Amortized Cost - Held-to-Maturity	50,065,653	29,702,159	36,898,097
Gross Unrealized Gains - Held-to-Maturity	565,347	586,841	498,903
Gross Unrealized Losses - Held-to-Maturity	0	0	0
Fair Value - Held-to-Maturity	$ 50,631,000	$ 30,289,000	$ 37,397,000

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This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.

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