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5. Changes in the allowance for loan losses (Details) (USD $)
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Jun. 30, 2012
Jun. 30, 2011
Dec. 31, 2011
Allowance for loan losses, Ending balance $ 3,926,119 $ 3,851,369 $ 3,926,119 $ 3,851,369 $ 3,886,502
Total Allowance for loan losses 3,926,119 3,851,369 3,926,119 3,851,369 3,886,502
Total Loans 408,181,683 393,521,845 408,181,683 393,521,845 388,672,039
Commercial Portfolio Segment [Member]
         
Allowance for loan losses, Beginning balance 388,576 256,448 342,314 302,421 302,421
Charge-offs (115,100) (2,427) (124,934) (3,127) (22,050)
Recoveries 1,268 3,416 2,520 11,522 13,225
Provisions 108,779 (10,870) 163,623 (64,249) 48,718
Allowance for loan losses, Ending balance 383,523 246,567 383,523 246,567 342,314
Allowance for loan losses evaluated for impairment, Individually 0 0 0 0 70,600
Allowance for loan losses evaluated for impairment, Collectively 383,523 246,567 383,523 246,567 271,714
Total Allowance for loan losses 383,523 246,567 383,523 246,567 342,314
Loans evaluated for impairment, Individually 985,350 856,643 985,350 856,643 1,000,120
Loans evaluated for impairment, Collectively 51,711,461 36,003,844 51,711,461 36,003,844 38,514,487
Total Loans 52,696,811 36,860,487 52,696,811 36,860,487 39,514,607
Commercial real estate
         
Allowance for loan losses, Beginning balance 1,389,368 1,396,946 1,385,939 1,391,898 1,391,898
Charge-offs (8,259) 0 (55,057) 0 (197,367)
Recoveries 108 1,091 863 2,181 8,479
Provisions 4,966 (2,687) 54,438 1,271 182,929
Allowance for loan losses, Ending balance 1,386,183 1,395,350 1,386,183 1,395,350 1,385,939
Allowance for loan losses evaluated for impairment, Individually 15,100 6,100 15,100 6,100 57,500
Allowance for loan losses evaluated for impairment, Collectively 1,371,083 1,389,250 1,371,083 1,389,250 1,328,439
Total Allowance for loan losses 1,386,183 1,395,350 1,386,183 1,395,350 1,385,939
Loans evaluated for impairment, Individually 3,459,215 1,471,703 3,459,215 1,471,703 3,669,260
Loans evaluated for impairment, Collectively 127,780,334 135,801,602 127,780,334 135,801,602 128,600,108
Total Loans 131,239,549 137,273,305 131,239,549 137,273,305 132,269,368
Residential real estate 1st lien
         
Allowance for loan losses, Beginning balance 1,595,453   1,578,493 1,830,816 1,830,816
Charge-offs (125,000)   (183,474)   (521,608)
Recoveries 366   1,823   42,593
Provisions 2,842   76,819   226,692
Allowance for loan losses, Ending balance 1,473,661   1,473,661   1,578,493
Allowance for loan losses evaluated for impairment, Individually 144,300   144,300   283,200
Allowance for loan losses evaluated for impairment, Collectively 1,329,361   1,329,361   1,295,293
Total Allowance for loan losses 1,473,661   1,473,661   1,578,493
Loans evaluated for impairment, Individually 1,345,724   1,345,724   2,366,326
Loans evaluated for impairment, Collectively 165,275,416   165,275,416   157,169,632
Total Loans 166,621,140   166,621,140   159,535,958
Residential Real Estate Jr Lien
         
Allowance for loan losses, Beginning balance 318,075   331,684 0 0
Charge-offs 0   (60,287)   (96,961)
Recoveries 62   1,418   20
Provisions 50,802   96,124   428,625
Allowance for loan losses, Ending balance 368,939   368,939   331,684
Allowance for loan losses evaluated for impairment, Individually 21,000   21,000   47,200
Allowance for loan losses evaluated for impairment, Collectively 347,939   347,939   284,484
Total Allowance for loan losses 368,939   368,939   331,684
Loans evaluated for impairment, Individually 301,796   301,796   434,664
Loans evaluated for impairment, Collectively 45,951,489   45,951,489   45,452,303
Total Loans 46,253,285   46,253,285   45,886,967
Residential Real Estate
         
Allowance for loan losses, Beginning balance   1,756,119   1,830,816 1,830,816
Charge-offs   (82,646)   (271,446)  
Recoveries   600   600  
Provisions   291,867   405,970  
Allowance for loan losses, Ending balance   1,965,940   1,965,940  
Allowance for loan losses evaluated for impairment, Individually   366,300   366,300  
Allowance for loan losses evaluated for impairment, Collectively   1,599,640   1,599,640  
Total Allowance for loan losses   1,965,940   1,965,940  
Loans evaluated for impairment, Individually   2,644,713   2,644,713  
Loans evaluated for impairment, Collectively   204,683,430   204,683,430  
Total Loans   207,328,143   207,328,143  
Consumer Portfolio Segment [Member]
         
Allowance for loan losses, Beginning balance 124,022 151,865 124,779 151,948 151,948
Charge-offs (36,714) (26,523) (60,373) (64,113) (103,687)
Recoveries 6,900 10,440 17,116 22,817 35,923
Provisions 32,706 (3,250) 45,392 21,880 40,595
Allowance for loan losses, Ending balance 126,914 132,532 126,914 132,532 124,779
Allowance for loan losses evaluated for impairment, Individually 0 0 0 0 0
Allowance for loan losses evaluated for impairment, Collectively 126,914 132,532 126,914 132,532 124,779
Total Allowance for loan losses 126,914 132,532 126,914 132,532 124,779
Loans evaluated for impairment, Individually 0 0 0 0 0
Loans evaluated for impairment, Collectively 11,370,898 12,059,910 11,370,898 12,059,910 11,465,139
Total Loans 11,370,898 12,059,910 11,370,898 12,059,910 11,465,139
Unallocated
         
Allowance for loan losses, Beginning balance 136,995 148,540 123,293 50,852 50,852
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0 0
Provisions 49,904 (37,560) 63,606 60,128 72,441
Allowance for loan losses, Ending balance 186,899 110,980 186,899 110,980 123,293
Allowance for loan losses evaluated for impairment, Individually 0 0 0 0 0
Allowance for loan losses evaluated for impairment, Collectively 186,899 110,980 186,899 110,980 123,293
Total Allowance for loan losses $ 186,899 $ 110,980 $ 186,899 $ 110,980 $ 123,293