5. Past due loans by segment (Details) (USD $)	Jun. 30, 2012	Dec. 31, 2011	Jun. 30, 2011
Total Loans	$ 405,197,659	$ 386,386,472	$ 391,966,557
Commercial
30-89 Days	690,163	655,168	563,870
90 Days or more	608,100	265,668	107,318
Total Past Due	1,298,263	920,836	671,188
Current	51,398,548	38,593,771	36,189,299
Total Loans	52,696,811	39,514,607	36,860,487
Non-Accrual Loans	1,159,782	1,066,945	350,498
Over 90 Days and Accruing	31,517	59,618	4,838
Commercial Real Estate
30-89 Days	403,082	2,266,412	1,003,076
90 Days or more	2,609,864	1,288,616	817,168
Total Past Due	3,012,946	3,555,028	1,820,244
Current	128,226,603	128,714,340	128,714,340
Total Loans	131,239,549	132,269,368	137,273,305
Non-Accrual Loans	3,571,542	3,714,146	1,517,465
Over 90 Days and Accruing	96,622	98,554	393,707
Residential real estate - 1st lien
30-89 Days	1,148,563	5,614,513	1,473,327
90 Days or more	1,263,035	2,517,282	1,959,554
Total Past Due	2,411,598	8,131,795	3,432,881
Current	161,225,518	149,118,596	156,050,257
Total Loans	163,637,116	157,250,391	159,483,138
Non-Accrual Loans	1,629,611	2,703,920	2,514,155
Over 90 Days and Accruing	704,780	969,078	571,001
Residential real estate - Jr lien
30-89 Days	315,398	431,885	280,423
90 Days or more	80,602	2,754,129	297,726
Total Past Due	396,000	3,186,014	578,149
Current	45,857,285	42,700,953	45,711,568
Total Loans	46,253,285	45,886,967	46,289,717
Non-Accrual Loans	340,427	464,308	459,626
Over 90 Days and Accruing	71,155	111,061	207,758
Consumer
30-89 Days	157,491	152,151	107,179
90 Days or more	17,131	1,498	1,228
Total Past Due	174,622	153,649	108,407
Current	11,196,276	11,311,490	11,951,503
Total Loans	11,370,898	11,465,139	12,059,910
Non-Accrual Loans	0	0	0
Over 90 Days and Accruing	$ 17,131	$ 1,498	$ 1,228