3. Schedule Of Earnings Per Share (Details) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
Notes to Financial Statements
Net income, as reported	$ 1,021,192	$ 871,318	$ 1,986,042	$ 1,816,187
Less: dividends to preferred shareholders	46,875	46,875	93,750	93,750
Net income available to common shareholders	$ 974,317	$ 824,443	$ 1,892,292	$ 1,722,437
Weighted average number of common shares used in calculating earnings per share	4,760,169	4,663,166	4,748,013	4,649,322
Earnings per common share	$ 0.2	$ 0.18	$ 0.4	$ 0.37