8. Loan Servicing (Tables)

6 Months Ended

Jun. 30, 2012

Notes to Financial Statements

Schedule Of Mortgage Servicing Rights

	June 30,			December 31,			June 30,
	2012			2011			2011
Balance at beginning of year	$	1,097,442		$	1,076,708		$	1,076,708
Mortgage servicing rights capitalized		204,042			355,730			176,014
Mortgage servicing rights amortized		(202,455	)		(346,165	)		(161,413	)
Change in valuation allowance		(46,836	)		11,169			112,502
Balance at end of period	$	1,052,193		$	1,097,442		$	1,203,811