Consolidated Statements of Cash Flows (Unaudited) (USD $)	6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010
Cash Flow from Operating Activities:
Net income	$ 1,816,187	$ 1,671,445
Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities:
Depreciation and amortization, bank premises and equipment	499,082	522,184
Provision for loan losses	425,000	425,000
Deferred income tax	(33,055)	(208,813)
Net gain on sale of loans	(324,726)	(319,683)
Gain on sale of bank premises and equipment	0	(9,649)
Loss on sale of OREO	7,212	10,807
Gain on Trust LLC	(90,809)	(37,679)
Amortization of bond premium, net	181,748	191,428
Write down of OREO	10,000	25,000
Proceeds from sales of loans held for sale	19,164,732	16,690,724
Originations of loans held for sale	(18,031,356)	(16,546,277)
Decrease in taxes payable	(312,257)	(506,901)
Decrease in interest receivable	224,425	148,761
Amortization of FDIC insurance assessment	236,473	292,273
(Increase) decrease in mortgage servicing rights	(127,103)	37,052
Increase in other assets	(290,624)	(262,497)
Increase in cash surrender value of bank owned life insurance	(64,665)	(59,609)
Amortization of core deposit intangible	213,043	266,304
Amortization of limited partnerships	244,293	247,794
Decrease in unamortized loan fees	(35,548)	(55,209)
Decrease in interest payable	(36,691)	(37,222)
Decrease in accrued expenses	(161,825)	(68,189)
(Decrease) increase in other liabilities	(76,394)	21,325
Net cash provided by operating activities	3,437,142	2,438,369
Investments - held-to-maturity
Maturities and pay downs	26,597,110	31,120,979
Purchases	(11,096,177)	(17,180,769)
Investments - available-for-sale
Maturities, calls, pay downs and sales	7,000,000	5,160,000
Purchases	(13,120,276)	(4,021,959)
Increase in limited partnership contributions payable	1,084,000	0
Cash investments in limited partnerships	(1,085,000)	0
Increase in loans, net	(3,367,384)	(4,343,947)
Proceeds from sales of bank premises and equipment, net of capital expenditures	(319,888)	64,571
Proceeds from sales of OREO	1,193,088	170,843
Recoveries of loans charged off	37,120	25,172
Net cash provided by investing activities	6,922,593	10,994,890
Cash Flows from Financing Activities:
Net decrease in demand, NOW, money market and savings accounts	(18,094,999)	(12,330,865)
Net decrease in time deposits	(3,156,950)	(20,530,507)
Net increase in repurchase agreements	1,750,931	138,762
Net increase in short-term borrowings	0	1,432,000
Proceeds from long-term borrowings	0	23,000,000
Repayments On Long-Term Borrowings	(15,000,000)	0
Decrease in capital lease obligations	(22,125)	(20,435)
Dividends paid on preferred stock	(93,750)	(93,750)
Dividends paid on common stock	(786,342)	(748,482)
Net cash used in financing activities	(35,403,235)	(9,153,277)
Net (decrease) increase in cash and cash equivalents	(25,043,500)	4,279,982
Cash and cash equivalents:
Beginning	51,448,287	9,603,143
Ending	26,404,787	13,883,125
Supplemental Schedule of Cash Paid During the Period
Interest	2,969,669	3,361,806
Income taxes	591,550	850,000
Supplemental Schedule of Noncash Investing and Financing Activities:
Change in unrealized gain on securities available-for-sale	201,364	(25,551)
Loans and bank premises transferred to OREO	131,000	(534,150)
Investments in limited partnerships
Cash investment in limited partnerships	(1,085,000)	0
Increase in contributions payable	1,084,000	0
Total Investments In Limited Partnerships	(1,000)
Common Shares Dividends Paid
Dividends declared	1,299,474	1,094,320
(Increase) decrease in dividends payable attributable to dividends declared	(41,941)	7,190
Dividends reinvested	(471,191)	(353,028)
Common Shares Dividends Paid Total	$ 786,342	$ 748,482