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Consolidated Statements of Operations - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Interest income:    
Interest and fees on loans $ 38,251 $ 39,635
Taxable 1,761 2,710
Tax-exempt 55 55
Other interest and dividends 310 1,188
Total interest income 40,377 43,588
Interest expense:    
Interest on deposits 4,476 6,554
Interest on short-term borrowings 135 92
Total interest expense 4,611 6,646
Net interest income 35,766 36,942
Provision for loan and lease losses 2,945 2,714
Net interest income after provision for loan and lease losses 32,821 34,228
Non-interest income:    
Credit insurance income 309 549
Net gain on sales and prepayments of investment securities 326 92
Lease income 842 845
Other income, net 1,665 1,577
Total non-interest income 5,010 5,366
Non-interest expense:    
Salaries and employee benefits 20,536 20,352
Net occupancy and equipment 4,185 4,230
Computer services 1,796 1,525
Fees for professional services 1,297 1,176
Other expense 6,485 6,499
Total non-interest expense 34,299 33,782
Income before income taxes 3,532 5,812
Provision for income taxes 825 1,246
Net income $ 2,707 $ 4,566
Basic net income per share $ 0.43 $ 0.71
Diluted net income per share 0.40 0.67
Dividends per share $ 0.12 $ 0.09
Service [Member]    
Non-interest income:    
Revenue from Contract with Customer, Including Assessed Tax $ 1,301 $ 1,828
Mortgage Banking [Member]    
Non-interest income:    
Revenue from Contract with Customer, Including Assessed Tax $ 567 $ 475