Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
ASSETS
Cash and due from banks	$ 9,796	$ 7,577
Interest-bearing deposits in banks	39,803	19,547
Total cash and cash equivalents	49,599	27,124
Federal funds sold	8,354	15,000
Investment securities available-for-sale, at fair value	132,487	153,871
Investment securities held-to-maturity, at amortized cost	21,462	26,279
Federal Home Loan Bank stock, at cost	703	1,609
Loans, net of allowance for loan and lease losses of $5,055 and $4,774, respectively	514,867	346,121
Premises and equipment, net of accumulated depreciation of $21,437 and $20,304, respectively	27,643	26,433
Cash surrender value of bank-owned life insurance	15,237	14,923
Accrued interest receivable	2,816	2,057
Goodwill and core deposit intangible, net	9,312
Other real estate owned	1,505	3,792
Other assets	7,954	8,372
Total assets	791,939	625,581
LIABILITIES AND SHAREHOLDERS’ EQUITY
Non-interest-bearing	109,050	81,831
Interest-bearing	595,675	435,248
Total deposits	704,725	517,079
Accrued interest expense	424	381
Other liabilities	6,826	6,319
Short-term borrowings	527	15,594
Long-term debt	0	10,000
Total liabilities	712,502	549,373
Shareholders’ equity:
Common stock, par value $0.01 per share, 10,000,000 shares authorized; 7,562,264 and 7,345,946 shares issued, respectively; 6,298,062 and 6,081,744 shares outstanding, respectively	75	73
Surplus	13,496	10,755
Accumulated other comprehensive loss, net of tax	(2,377)	(868)
Retained earnings	88,668	86,673
Less treasury stock: 1,264,202 shares at cost	(20,414)	(20,414)
Noncontrolling interest	(11)	(11)
Total shareholders’ equity	79,437	76,208
Total liabilities and shareholders’ equity	$ 791,939	$ 625,581