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Note 8 - Federal, State and Local Income Taxes - Effective Income Tax Rate Reconciliation (Details)
3 Months Ended 12 Months Ended
Jul. 31, 2024
Jul. 31, 2023
Apr. 30, 2019
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 21.00% 21.00% 21.00%
Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Percent 3.69% 3.10%  
Effect of dividends received deductions (0.19%) (0.24%)  
Other, net 0.00% 0.01%  
Effective income tax rate 24.50% 23.87%