Consolidated Balance Sheet (USD $) In Thousands	Sep. 30, 2011	Dec. 31, 2010	Sep. 30, 2010
ASSETS
Cash and Due from Banks	$ 43,631	$ 25,961	$ 40,608
Interest-Bearing Deposits at Banks	94,159	5,118	83,122
Available-for-Sale	472,340	517,364	468,941
Held-to-Maturity	146,416	159,938	158,106
Other Investments	4,760	8,602	9,474
Loans	1,120,691	1,145,508	1,154,676
Allowance for Loan Losses	(14,920)	(14,689)	(14,629)
Net Loans	1,105,771	1,130,819	1,140,047
Premises and Equipment, Net	20,725	18,836	19,138
Other Real Estate and Repossessed Assets, Net	321	58	32
Goodwill	21,960	15,783	15,783
Other Intangible Assets, Net	4,828	1,458	1,426
Accrued Interest Receivable	6,508	6,512	6,959
Other Assets	31,559	17,887	16,658
Total Assets	1,952,978	1,908,336	1,960,294
LIABILITIES
Noninterest-Bearing Deposits	232,044	214,393	217,855
NOW Accounts	633,857	569,076	578,674
Savings Deposits	419,470	382,130	367,581
Time Deposits of $100,000 or More	128,080	120,330	129,635
Other Time Deposits	235,888	248,075	252,850
Total Deposits	1,649,339	1,534,004	1,546,595
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase	47,644	51,581	67,336
Other Short-Term Borrowings	2,023	1,633	1,842
Federal Home Loan Bank Advances	40,000	130,000	150,000
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts	20,000	20,000	20,000
Accrued Interest Payable	1,210	1,957	2,122
Other Liabilities	24,138	16,902	18,942
Total Liabilities	1,784,354	1,756,077	1,806,837
STOCKHOLDERS' EQUITY
Preferred Stock	0	0	0
Common Stock	16,094	15,626	15,626
Additional Paid-in Capital	206,880	191,068	190,227
Retained Earnings	21,452	24,577	22,184
Unallocated ESOP Shares	(2,500)	(2,876)	(2,876)
Accumulated Other Comprehensive Loss	(2,805)	(6,423)	(2,326)
Treasury Stock	(70,497)	(69,713)	(69,378)
Total Stockholders' Equity	168,624	152,259	153,457
Total Liabilities and Stockholders' Equity	$ 1,952,978	$ 1,908,336	$ 1,960,294