Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2026	Dec. 31, 2025
ASSETS
Cash and Due From Banks	$ 29,102	$ 29,132
Interest-Earning Deposits at Banks	256,504	185,051
Investment Securities:
Available-for-Sale at Fair Value	518,803	495,868
Held-to-Maturity (Fair Value of $65,321 at March 31, 2026 and $66,569 at December 31, 2025)	65,646	66,975
Equity Securities	5,742	5,597
Other Investments	4,375	4,372
Loans	3,438,966	3,453,093
Allowance for Credit Losses	(34,055)	(34,322)
Net Loans	3,404,911	3,418,771
Premises and Equipment, Net	59,561	59,433
Goodwill	23,789	23,789
Other Intangible Assets, Net	1,692	1,741
Other Assets	151,894	155,133
Total Assets	4,522,019	4,445,862
LIABILITIES
Noninterest-Bearing Deposits	721,734	722,374
Interest-Bearing Checking Accounts	898,168	862,192
Savings Deposits	1,618,309	1,557,638
Time Deposits over $250	140,899	155,802
Other Time Deposits	634,829	641,463
Total Deposits	4,013,939	3,939,469
Borrowings	4,265	4,265
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts	20,000	20,000
Finance Leases	4,908	4,929
Other Liabilities	38,764	45,347
Total Liabilities	4,081,876	4,014,010
STOCKHOLDERS’ EQUITY
Preferred Stock, $1 Par Value; 1,000,000 Shares Authorized at March 31, 2026 and December 31, 2025 (none issued)	0	0
Common Stock, $1 Par Value: 30,000,000 Shares Authorized; 22,066,559 Shares Issued and 16,526,929 and 16,445,342 outstanding at March 31, 2026 and December 31, 2025	22,067	22,067
Additional Paid-in Capital	414,431	414,506
Retained Earnings	110,804	102,271
Accumulated Other Comprehensive Loss	(4,764)	(4,037)
Treasury Stock, at Cost (5,539,630 Shares at March 31, 2026 and 5,621,217 Shares at December 31, 2025)	(102,395)	(102,955)
Total Stockholders’ Equity	440,143	431,852
Total Liabilities and Stockholders’ Equity	$ 4,522,019	$ 4,445,862